If you are concerned about it get some pre-cut ppf or buy a sheet. Ppf on the side skirt would be an easy, IMO, job. Just make sure you fully wrap the skirt because that is a high wear area not just from entry/egress but from road debris. Myself, I ceramic coated and will keep an eye on it but I am also coming from an X3 where I didn't have to worry about the higher step in. We will see how the skirt on the X5 wears.
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