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Some dealers have promo financing for the month of Nov, 5.29% for 60 months or 5.79% over 72 months with above a 740 credit score (sure debt to income also plays a factor).
As for the dealer haggling it is almost inevitable they will try to add in stupid shit like clear coat protection, window etching, etc just make sure you say you don’t want any of that and to remove it if they have “already done it”, most likely they haven’t. With the upsell on financial products they will try to get you on warranty and other service plans that is probably a buyer dependent answer. That being said try to get any of those things reduced by 40-50% if you do elect to purchase because these are major profit vehicles for the dealer and you will be grossly overpaying if you do not haggle.
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