Quote:
Originally Posted by paradocs
Anyone finding financing that beats BMWFS at 5.29%? LuckyBrand found 4.99% at Navy but I don't qualify. USAA is at 6.24%. 5.29 feels pretty competitive and rates aren't likely to budge any time soon.
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Not sure what term you are looking for, but PedFed currently offers some of the lowest I've seen that are available to all:
36 mo. @ 5.44%
48 mo. @ 5.54%
60 mo. @ 5.59%
It's a good alternative if you can't get your dealer to give up the 1% markup (i.e. 6.29% APR with dealer markup). From what I've read dealers rarely give up that 1%.
https://www.penfed.org/auto