Quote:
Originally Posted by bosjt
The Zurich numbers I quoted are for a New Vehicle only (per the business manager) . I don't think they offer it for used vehicles (that's what my dealer told me... they offer something else for pre-owned vehicles).
The Fidelity numbers I got quoted I'm not sure yet how long they are good for as I drive it. I'm going to ask.
The Zurich contract also said "this is not insurance and is not subject to insurance laws". I know in Massachusetts there is a law that says these things must be considered warranty and not insurance, though I have no idea what that means or why it matters.
If anyone has the Fidelity Platinum 10yr VSC, can you tell me if you ever had a sucessful claim for leaking seals and gaskets or wear and tear items. The BMW guy told me they won't fix a leaking seal or gasket... they will only fix it if it failed. I don't know how one decides it failed other than its leaking?
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Keep in mind that these plans are purely "
Exclusionary" plans so the thing you need to look at is the short list of things they don't cover in the contract as they cover everything else. Here is the exact section for the Fidelity Platinum plan with the exclusions. Also, there is No warranty that is going to cover traditional wear and tear items(that I know of). If you see a section in the Zurich plan that specifically states we will cover wear and tear items then I would like to see the verbiage. That would mean a plan would cover things like brake pads, wiper blades, cabin filters, light bulbs, spark plugs, tires, etc.... I have never seen an extended warr plan that covers these "wear & tear" items. I don't see anything in the contract that excludes failed seals or gaskets. Only a Bmw Maintenance plan would cover pads, rotors, spark plugs, etc