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It is my understanding that the loyalty credit is available no matter how you finance or if you lease and it can be combined with the USAA incentive. I leased so only got the $250 so perhaps someone who has done it can chime in.
Last I saw, BMW was still offering the $2,000 APR credit (perhaps down to $750) so if you finance with BMW you would get the APR credit, loyalty credit and USAA credit.
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