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Not NY but we are in Florida with two cars, 2024 X5MC and Yukon Denali. After 25 years with USAA, they increased our premium to $4500/yr. I had my insurance broker run some quotes and surprisingly, we were able to bundle with our homeowners through Chubb for $3k/yr with high limits. Pretty good deal if you ask me…Travelers was also very competitive, I believe $3400/yr.
Find yourself a good broker with access to multiple carriers. It pays to shop around!
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