[sugriv]

Hello everyone,
Has anyone recently received PenFed incentive on a purchase/financed vehicle (not on a lease)? How does the discount work? There is $3,250 incentive for X5. Does it come from dealer or BMW directly? Does it reduce the purchase price at the time of order or is it something you get from BMW later after receiving the vehicle? Do you have to take a PenFed loan etc to get this incentive? Also, the offer expires on Jan 6, 2021. So, what happens if I order the vehicle now and its not delivered/received by then? The features I am looking for, is not available in stock, so I do need to order it.

Appreciate any info you can provide. Thank you.