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      11-02-2020, 08:09 PM   #7
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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Quote:
Originally Posted by Juney View Post
It is a no brainer to use the PENFED incentive if you have one as it is higher ($3250) than BMW APR cash which for the current month is $2500.

Do you still get the low APR of .9 when you use the Penfed incentive ?

How does it stack with Loyalty and may be any OL codes . I guess OL codes will not stack and you can just combine with Loyalty .

Any thoughts or any recent experiences that you can share to help potential buyers ?
As mentioned by Auricom you can't use the PenFed incentive ($3,250) and finance with BMWFS. If you finance with BMWFS then the incentive becomes $500.
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