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      11-13-2020, 06:51 AM   #180
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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Quote:
Originally Posted by philooo View Post
how much incentive is given for the BMW apr at 0.9% ? I think it is $2000 right ?

the $3250 from penfed is good if you pay cash but if you finance, the APR right now is around 3.9%, over 60 month it is not a great deal compared to BMW low APR...

what do you guy think ?
You need to run the numbers for your specific situation. Right now PenFed is at 2.89% for 60months and you can probably get a lower rate at another credit union. If you do finance with BMW then you still get $500 from the PenFed incentive.
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