[floridaman100]

Here is the deal I got on 2020 X5 Xdrive 40I. The dealer gave me 10.75% discount which includes $750 conquest but not $2000 from BMW as I am financing through USAA. Additionally, I can use $2000 from USAA. In the end I m getting about a 13.5% discount including USAA. Seems like a great deal but now thinking I could do better. Also the trade is definitely on the high end and I was insistent on getting 34500. This is also a car that has to be ordered. Here is the worksheet.