Quote:
Originally Posted by Mosaud1998
I can't open a retirement account with my job yet since I haven't been there for 6 months.
But, would it be smart to open a retirement account or just put some money from each paycheck into the stock market/Crypto?
Isn't that what a retirement account is basically? It's just your job investing money into stocks and stuff they chose instead of you choosing your own.
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Here's a couple things you can do:
- Open up a Roth IRA. You're below the income limit for a Roth so make sure to take advantage of that.
- You can open up a brokerage account. Robo-advisors get the job done. I personally like to use Wealthfront since it's relatively low fees. Open up an account and automatically deposit money in on a regular basis (I deposit weekly).