BMW X5 Forum (G05) - View Single Post - Geico MBI (Mechanical Breakdown Insurance)

Poochie · 08-13-2019, 12:21 PM

Quote:

Originally Posted by clee1982

Quote:

Originally Posted by Poochie

Robby Mack above outlined why it's that cheap..

All cars that have the coverage, the risk pool is spread across everyone, so the cost is subsidize. All I could say it's not a scam but the price the does slightly increase, as the car ages..

Why I love and keep it, even though I still have a factory warranty; they don't sweat the bs the dealers might hesitate to cover because of mods, so it's a back up really.

When Geico first offered it, the coverage was 7 years and Unlimited miles but now they limit it to 7/100k.

*They cover the clutch replacement also, if applicable*

https://www.geico.com/auto-insurance...own-insurance/

https://www.bogleheads.org/forum/viewtopic.php?t=197760

https://www.thetruthaboutinsurance.c...urance-review/

https://www.valuepenguin.com/car-ins...hould-i-get-it

cover clutch, wow!, well, if they cover break then it would be crazy (I assume they don't...)

Unfortunately, brakes pads and rotors are excluded as "wear and tear" items but the clutch and pressure plate are definitely covered.

I guess it's because the manual clutches are supposed to typically last the life of the vehicle, so it falls under a 'mechanical' defect.