[David70]

Have you ever met someone that got divorced and blamed it on the ring or someone that has a long term marriage where they say the key to being happy is the ring?

Another thing, the cost of the ring is coming out of the money that will soon be both of yours. I have never understood the logic of a being extra happy because the man went heavily into debt (or spent all of his money) right before they got married so both of them can spend years coming up with the money to pay for the ring.

I would have the conversation with her about what she is willing to pay help pay for (and she will because there will be less money in the bank or there will a loan) and if you don't agree with the logic behind it I would see it as the first of many financial issues.