Quote:
Originally Posted by VTENGR
Here in GA, most insurance companies don't offer glass coverage (not required by law). So any glass claim I make comes from the comprehensive side. In which case I have to pay the difference b/w what safe lite quoted the insurance company and OEM. Changing the windshield on my Mercedes still cost me $1,500 out of pocket b/c I insisted on OEM which was twice the cost of the aftermarket windshield.
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I'm in CA and some insurance companies offer an additional item for glass. Basic collision/comprehensive coverage already includes glass but the additional line item reduces deductible for glass to $75 and will cover it regardless of how the glass broke.
There is also another item I have on my policy that will use OEM parts for all repairs. It adds about $25/yr to the premiums.
With modern cars and all the safety features/sensors behind the windshield, it's very expensive to replace.
Had to get one replaced recently and it was nearly $2k. We only had to pay our $75 deductible.