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      01-22-2019, 01:07 PM   #543
bsalam2
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Drives: 540, X5, X7
Join Date: Jan 2019
Location: Chicago

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Quote:
Originally Posted by paul45 View Post
Quote:
Originally Posted by BK_BMW View Post
I asked for financing and lease offers here in NC for an X5 40i build with PCD in mid to late March. Let me know what you guys think:

MSRP: 79,270

Finance Offer
Dealer Discount: 3,154
APR Credit: 2,000
Adjusted Price: 74,116
Taxes and Fees: 3,003.42
Balance: 77,119.42
APR: 3.89% @ 72 months
$7k down = $1096\month

Lease Offer
Dealer Discount: 3,154
Loyalty Credit: 1,500
Net Price: 74,616
36 month
12K miles
Money Factor: 0.00198
$3k down = $1059\month

Fees mentioned are $925 acquisition, $598 doc, $104 to DMV.

If I do the math right, it's about 4% off MSRP. They started at 3 and came back at 4. Looking to probably finance, but wanted to see both options. Isn't there a loyalty credit ($1500) on top of the APR credit ($2000) for financing or am I misreading things online? I feel like the MF could come down too on the lease side. Its standard at 0.00182, correct? Any other wiggle room you all see?

Thanks and let me know what you think!
MF went up slightly to 0.00188 for January; Loyalty credit went up to $1500 from $1000.
My dealer is telling me loyalty credit is still $1000 for January
Appreciate 0