I'm in a similar situation, but we haven't discussed rings/prices. She will be taking what I decide I want to buy for her. If she doesn't like the aesthetics, then so be it. She can always turn me down if she chooses to. I am planning to spend ~6-7k on the ring. I can clearly afford more, but there are more important things in life to spend heaps of money on. The poster who mentioned financing vs. buying cash; there are plenty of dummies in this world financing their engagement rings. I even know a coworker who financed his wedding/honeymoon via a personal loan.
If my girl gave me "minimum requirements," I would NOT be proposing. Good luck.
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