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I experienced the same issue. Put 15PM on wireless charger for 30 minutes, got error that Apple Pay no longer functional, took to Apple and they replaced my week-old phone without issue. I haven’t put my phone on wireless charger since. Convinced that wireless charging is the culprit.
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2013 E92 M3 ZCP - Space Grey Metallic
2023 G07 X7 40i M-sport - Black Sapphire Metallic
IG: @e9t.two
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