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      12-10-2019, 07:57 PM   #9
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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I worked through the numbers and everything works out and seems to be fairly consistent with what you previously posted. In a nutshell:

1. You are getting a 13.4% dealer discount. The MSRP is 77,395 and the cost of the vehicle is 66,973.81.

2. You are getting rebates that total $2,250. My guess is that is the loyalty rebate as well as a regional/dealer rebate of a $1,000. Hopefully you can find out since it would be interesting to know.

3. They are using those rebates to pay for your first payment and your upfront taxes and fees except for the acquisition fee. The total of those fees and your first payment is 2,060.83. The remaining 189.17 is being put towards cap reduction.

4. Your cap cost for the lease is the cost of the vehicle after dealer discount (66,973.81) plus the acquisition fee (925) minus the cap cost reduction amount let over from the rebates (189.17) = 67,709.64

5. Using the cap cost figure from above and a tax rate of 7%, the lease payments calculate to what they are quoting you.

https://leasehackr.com/calculator?ma...Tax_radio=true

So in summary you were able to get a 13.4% dealer discount and apparently qualified for $2,250 in rebates which are 3% of the MSRP. Looking at it in total, you were able to get the vehicle for 16.4% below MSRP, good job.
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