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two scenarios:
1) Penfed $3,250 and pay cash or finance on your own or with Penfed
or
2) BMW $2,500 finance bonus (0.9% for 60 months) + $500 Penfed = $3,000 total with 0.9% financing
Unless you can find a CU who can offer 0.9% or better, isn't it better to take option 2?
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