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      11-22-2020, 06:44 AM   #19
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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Quote:
Originally Posted by beegee227 View Post
two scenarios:

1) Penfed $3,250 and pay cash or finance on your own or with Penfed

or

2) BMW $2,500 finance bonus (0.9% for 60 months) + $500 Penfed = $3,000 total with 0.9% financing

Unless you can find a CU who can offer 0.9% or better, isn't it better to take option 2?
Just run the numbers given your scenario. If you are financing 10k the answer may be different than financing 70k.
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2021 BMW G20 M340i xDrive - Verde Ermes/Black - 03/2024.40
2019 BMW G05 X5 xDrive40i - Phytonic Blue/Cognac - 11/2023.50
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