Quote:
Originally Posted by wdb
You may spend your time better in comparing Roth IRA to traditional IRA. Depending on your situation a Roth could be a valuable option.
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Yes Roth IRA and Roth 401k to me is the better choice. Pay taxes now rather than later when your nest egg is much larger and you owe a lot more. But if you already have a large amount in traditional just leave it there as your investment will grow faster than the taxes. Though you can also time the conversion to happen in a down market and spread it out over a few years to stay in a lower tax bracket.