BMW financial services is not currently adding the tax credit as a credit towards a lease.
I went for a purchase instead and got 0.9 APR. So I financed the full amount thinking I can do better than 0.9% yearly with my own investments.
The question is really if I can get back 55% of the original value in 3 years on a trade in deal. It seems tentative.. I do expect some loss there but not a $7500 loss. What will happen is probably that I’ll be keeping the car for longer.
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