Quote:
Originally Posted by zaflb
Quote:
Originally Posted by fakinit75
They are locked in, on the west coast, for 90 days from the date you are approved through BMWFS. You can then choose from the various programs within those 90 days at the time you sign your final paperwork.
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This is not what my CA told me. He said I need to reapply if I want to take different programs other than the one previously locked. For example, if I locked in September and I will have to resubmit the finance application if I can lock October incentive.
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BMWNA financing approval is good for 90 days with excellent credit scores and 60 days for good scores. I'm not sure where they draw the line but this is set by BMWFS. If you have marginal credit the approval may well only be 30 days but that's unusual. Most likely the dealer is pressuring you and not being upfront. In a custom order you get the pick the best incentives in the month you order, or any month until delivery.