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      01-22-2019, 10:00 AM   #541
BK_BMW
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Drives: '19 BMW G05 X5 40i M Sport
Join Date: Dec 2015
Location: Raleigh, NC

iTrader: (0)

Quotes OK?

I asked for financing and lease offers here in NC for an X5 40i build with PCD in mid to late March. Let me know what you guys think:

MSRP: 79,270

Finance Offer
Dealer Discount: 3,154
APR Credit: 2,000
Adjusted Price: 74,116
Taxes and Fees: 3,003.42
Balance: 77,119.42
APR: 3.89% @ 72 months
$7k down = $1096\month

Lease Offer
Dealer Discount: 3,154
Loyalty Credit: 1,500
Net Price: 74,616
36 month
12K miles
Money Factor: 0.00198
$3k down = $1059\month

Fees mentioned are $925 acquisition, $598 doc, $104 to DMV.

If I do the math right, it's about 4% off MSRP. They started at 3 and came back at 4. Looking to probably finance, but wanted to see both options. Isn't there a loyalty credit ($1500) on top of the APR credit ($2000) for financing or am I misreading things online? I feel like the MF could come down too on the lease side. Its standard at 0.00182, correct? Any other wiggle room you all see?

Thanks and let me know what you think!
Appreciate 0