Quote:
Originally Posted by TurtleBoy
I just opened an account an hour ago and I have my credit reports frozen so they did not do a hard inquiry.
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Update on this, it turns out they must have tried to do a hard inquiry but couldn't since my files are frozen. I received a letter today that they opened an account for my but it is restricted due to not having credit history. You would have thought their system would no when a file is frozen and handle it appropriately.