Quote:
Originally Posted by atl_1M
They're probably just marking it up to get back some of the discount they're offering on the front end. My dealer did the same and I got them down to 3.49%. Given I'm financing only half of my car, it cost about $500 over the course of the loan so I factored that in when negotiating the front end discount which ended up at 10% off. End of the day, I probably could have gotten maybe 1% more off the total price of the car but they stuck to their guns and I didn't have the time to shop around.
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I think you are correct. I am not interested in financing more than the minimum anyway ($7,500) so will let them have it. Plan to pay off that $7,500 quickly anyway