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      10-13-2021, 09:03 AM   #50
taek
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Drives: X5 45e
Join Date: Jul 2021
Location: Chicago

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Quote:
Originally Posted by shatty View Post
My dealer emailed me saying that my spot on the list to order is now. Thats what I mean. I was on a list for allocation. 2 people ahead of me. 1K under MSRP plus I got the PenFed and maybe loyalty if its more than 750 at the time of delivery. Im buying it cash. Loyalty is thru BMW FS and 10K has to be financed to qualify.
If you're using the PenFed discount, I don't think you want the Loyalty incentive because I believe that requires using BMWFS. And using BMWFS knocks PenFed down to $500 from $3250. A $750 loyalty wouldn't be worth collecting. Maybe someone else can chime in but I don't think it's optimal to use both.
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