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      11-20-2018, 08:41 PM   #149
kschac
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Drives: 2024 ix50, 2021 M440i
Join Date: Jun 2005
Location: New York

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Quote:
Originally Posted by roadkillrob View Post
You have to finance through them to get the $2000 incentive, the $1000 is customer loyalty so you get that either way. You would need to find an interest rate of more than 1% than what BMW is charging to save that 2k in interest over 4 years. Just be careful the dealer isn't marking up the interest rate to cover the other discounts and make sure you know what local credit unions etc are charging to compare - BMW current rate this month is 2.89%, doubt you will get something under 2% anywhere, so would be worth taking the 2.89% and 2k incentive I would guess.
Can the $2k APR credit and the $1k loyalty credit be combined, assuming I finance through BMWFS and qualify for loyalty? My dealer said no but I'm not sure that's accurate.
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