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Nov and Dec rates usually best of the year. Nothing is set in stone but historically speaking, Jan rates are not favorable. You can lock rates for 60 days. On delivery month, you can choose that monthly rate if it's better.
I just re-locked Dec rate from November (order month) because my delivery is expected in Feb.
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2020 xDrive40i
2017 xDrive35i
2014 535xi
2009 xDrive30i
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