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      07-29-2020, 09:38 PM   #26
pookiemalibu
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Drives: '21 X5MC
Join Date: Jun 2020
Location: The Panhandle

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Quote:
Originally Posted by chrisk03 View Post
Looking at lease on X5MC. Quote of $1660/mo:

Black Sapphire/Sakhir Orange
MSRP: 118,695
Discount: $4500 on vehicle and $1500 rebates/incent = $6000
Adjusted Cost: $112,695
Money Factor: .00118...I think.
Lease Term: 36/12k
DP: $14,760 (7 MSDs-$11,500-ish, Doc/Acq/Tax/First Paymnt)

Any thoughts? Some of the numbers don't seem to make sense on the info I was given, but probably confusing on purpose. Thx!
Buy-rate (base) money factor is .00099 in July. May change in August. I've got some better deals I can shoot you for comparison. The 7 MSD's is crazy given how little it makes the monthly budge. I'd push for double the discount. 7%+ is doable on the $123K MSRP F95s based on my research. Also, roll w/ the 36/10k to get the residual up. Cheaper to buy miles later than include them in the monthly. If I were you, I'd drop the MSDs, keep that $11K. Verify the money factor. Probably better deals around (or at least equal) for a bit more car.
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