Quote:
Originally Posted by roughyear
Just my opinion.... but curious, why would you want to put a down payment on a car?? All my cars are ZERO down , I just roll it all into the payment. Yes, I guess there is that psychological "lower payment", but if you carry a balance on your credit cards, you're gonna be paying a lot more for the down payment you just made to get the payments down to where you want them.
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I will pay off my credit card immediately. The benefit to me is that I can get 2% back of $15-20k downpayment if a dealer allows me to put so much using a credit card. $400 it is almost the half of the price of a ceramic coating, I think it is sweet deal..