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Similar thing happened to me. First they tried to sneak in a percentage rate 1.0% higher than what I qualified for and what was initially specified. After I caught it the finance manager said, "we gave you a good deal, we need to make money too". I walked out of the office and told him I wasn't buying the car. He stopped me, gave me the correct rate, and asked me not to pay off the car for 6 months.
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