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      09-30-2024, 05:14 PM   #1
e39SoCal
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SoCal X5 Order - Dealer wants Credit Check?

I'm looking to do an order of an X5 in Southern California. Two of the dealers have asked for a credit check before ordering, which I'm not ok with.

Does anyone have a referral to a SoCal dealer that will do an order without a credit check? I'm consistently seeing 9-10% off sticker.

Thx!
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      09-30-2024, 05:17 PM   #2
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There should be no need for a credit check if you are paying cash or bringing outside financing. After telling them that you were did they still insist on it?
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      09-30-2024, 09:12 PM   #3
e39SoCal
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Quote:
Originally Posted by TurtleBoy View Post
There should be no need for a credit check if you are paying cash or bringing outside financing. After telling them that you were did they still insist on it?
They just stopped responding to my emails.
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      09-30-2024, 09:22 PM   #4
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I just did 10% off a custom order of a M60i with Pik Lee at BMW Long Beach. He was great. There was no credit check until pickup day which was understandable since I gave them a non-certified check. In addition to the 10% off, I got another 4k off for military and 1k off for CCA. PM me if you want Pik's contact info.
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      09-30-2024, 09:28 PM   #5
TurtleBoy
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Quote:
Originally Posted by e39SoCal View Post
They just stopped responding to my emails.
That's interesting, guess they either didn't think you were a serious buyer or they don't need the sale that bad.
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      09-30-2024, 11:34 PM   #6
Calibimmer
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Quote:
Originally Posted by e39SoCal View Post
I'm looking to do an order of an X5 in Southern California. Two of the dealers have asked for a credit check before ordering, which I'm not ok with.

Does anyone have a referral to a SoCal dealer that will do an order without a credit check? I'm consistently seeing 9-10% off sticker.

Thx!
Where you seeing 9-10% off sticker in SoCal? I got a broker in SoCal that got me close to that much off a custom build. Idk about credit checks before lol. I never even did a credit check until I was ready to pickup my custom order. Ping me and I’ll get you hooked up.
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      10-01-2024, 06:49 AM   #7
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I'll be posting an update soon on Privacy and Dealer Scams. I spent many years working criminal cases and cyber events causing personal info (PII) loss. DO NOT allow a Dealer to run a credit check on you BEFORE placing an order - AND - only if you are using their financing. PROTECT YOURSELF from the inevitable selling of your PII to data brokers AND/OR - the inevitable loss of your PII from the dealer by hacking or insider threat.
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      10-01-2024, 07:25 AM   #8
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Quote:
Originally Posted by Calibimmer View Post
Where you seeing 9-10% off sticker in SoCal? I got a broker in SoCal that got me close to that much off a custom build. Idk about credit checks before lol. I never even did a credit check until I was ready to pickup my custom order. Ping me and I’ll get you hooked up.
If you are financing/leasing with BMWFS you should do the credit app at time of ordering so you get the no-harm lock on the rates/incentives.
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