02-10-2023, 02:24 PM | #3545 |
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Talii's sister always drops-in for a visit.
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02-10-2023, 02:50 PM | #3546 |
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No. I'm only vaguely aware that it exists.
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02-10-2023, 02:59 PM | #3547 |
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I’ve seen some advertisements for it. I’m not interested in monthly payment medical insurance for my cat. She goes to the vet once a year. I’ll take my chances on anything else.
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02-10-2023, 03:03 PM | #3548 |
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Yes. I’m on the fence about whether it’s worth it or not. We didn’t have it on the first 2 dogs and spent a fortune when they got older. We have it through Nationwide for the two we have now and expect they will continue to raise rates as they get older and we will still end up paying a fortune between insurance, deductibles and out of pocket costs. But we are giving it a shot.
There are annual caps on reimbursements and caps of reimbursements for certain costs and I think they have it set up to avoid a situation like human health insurance where claims can significantly exceed premiums. Generally, you also need to pay out of pocket and file claims to get reimbursement, which is a minor PiTA. If you are considering it, you need to buy it before there are any pre-existing conditions or they will be excluded.
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02-10-2023, 03:22 PM | #3549 | |
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02-10-2023, 03:42 PM | #3550 | |
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Fortunately, vets don't cost as much here as they did in New England and the Bay Area. We've only had one cat that cost us a fair amount out-of-pocket. I was perfectly fine spending it on her - pretty much in vain, as it turned out. I really hated losing that one.
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2017 M240i: 23.8K, 28.9 mpg, MT, Sunroof Delete, 3,432#, EB, Leather, Driving Assistance Package, Heated Front Seats | Sold: E12 530i, E24 M635CSi, E39 520i, E30 325is, E36 M3 (2)
TC Kline Coilovers; H&R Front Bar; Wavetrac; Al Subframe Bushings; 18X9/9˝ ARC-8s; 255/35-18 PS4S (4); Dinan Elite V2 & CAI; MPerf Orange BBK; Schroth Quick Fit Pro; GTechniq Crystal Serum Ultra Ceramic; Suntek PPF |
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02-10-2023, 04:01 PM | #3551 | |
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I had a 14yo cat with lymphoma that cost us a lot some years ago. Our current cat is 11 now and I expect there will be some expenses near the end of her life.
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02-11-2023, 05:40 PM | #3552 |
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I’ve had it for the 4 years I’ve had my little guy. Used it once for for procedures totaling around $1k I believe. Thinking about cancelling it since I’ve paid out way more than I’ve gotten back. But knowing my luck, once I cancel something major will happen
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02-12-2023, 06:04 AM | #3553 |
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02-12-2023, 07:04 AM | #3554 |
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Got it this past year for the first time through my wife's company. Sometimes a pain to get a claim paid...but has been worth it.
The Apoquel the white GSD requires is $160 a month alone...much less anything else that comes up.
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02-12-2023, 07:17 AM | #3555 |
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Are you using the Apoquel for skin allergies / paw licking and biting? We have both dogs on it (much lower doses than a GSD, I presume) and find it is ok. First 10 days when they were on double dose, it worked really well. Still works better than nothing but does not solve the issues for us and wondering if it is worth it (even with insurance partial reimbursements).
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02-12-2023, 04:08 PM | #3556 | |
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02-12-2023, 05:01 PM | #3557 | |
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02-12-2023, 05:52 PM | #3558 | |
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02-13-2023, 06:02 AM | #3559 |
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One of our dogs was on Apoquel for a while, and Zoetis Petcare, the manufacturer has or at least had a rewards program you could use at the vet's pharmacy to reduce the cost of the next refill.
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02-13-2023, 06:51 AM | #3560 | |
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https://www.zoetispetcare.com/rewards
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02-13-2023, 02:30 PM | #3561 | ||
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I don't recall any shots offhand...but doesn't mean we didn't give it a go at one point. I don't know how long Apoquel has been around, but feel like we were a bit of a trial experiment with it (at least from our vet's point of view). Quote:
And just for reference - ours takes 16mg pills - twice per day (32mg/day). Cost wise...just close my eyes on paying.
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02-14-2023, 06:10 PM | #3562 |
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My boxador is getting bigger.
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02-15-2023, 06:14 PM | #3563 |
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Happy Valentine Tiggie...
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02-16-2023, 05:26 PM | #3564 |
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Help us here; is that Tiggie's tongue out all the way up to her nose?
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2017 M240i: 23.8K, 28.9 mpg, MT, Sunroof Delete, 3,432#, EB, Leather, Driving Assistance Package, Heated Front Seats | Sold: E12 530i, E24 M635CSi, E39 520i, E30 325is, E36 M3 (2)
TC Kline Coilovers; H&R Front Bar; Wavetrac; Al Subframe Bushings; 18X9/9˝ ARC-8s; 255/35-18 PS4S (4); Dinan Elite V2 & CAI; MPerf Orange BBK; Schroth Quick Fit Pro; GTechniq Crystal Serum Ultra Ceramic; Suntek PPF |
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