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      11-26-2019, 11:01 AM   #1
Kief
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PSA: PenFed Member's Get An Extra $500 Off w/BMWFS

Happy Thanksgiving...Public Service Announcement:

PenFed Member's can get an extra $500 off even if you lease/finance with BMWFS. You can get up to $2k off (X5), but you would then need to finance with PenFed and miss out on BMWFS better total incentives.

Member's login to PenFed's "Car Buying Service" and they will email you a Customer ID and Offer Code. Bring the info to the dealer when signing the paperwork. Appears to work just like an OL Code/Fleet (and you can still do CCA). And everything is stackable.

Joining is open to anyone and free.

Need to be a PenFed member for 60 days in order to get the code

You're welcome!
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Last edited by Kief; 01-10-2020 at 07:04 AM..
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      11-26-2019, 11:09 AM   #2
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Nice, same program as USAA.
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      11-26-2019, 11:12 AM   #3
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Quote:
Originally Posted by Auricom View Post
Nice, same program as USAA.
Can you still get CCA with USAA?
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      11-26-2019, 11:14 AM   #4
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Quote:
Originally Posted by Kief View Post
Quote:
Originally Posted by Auricom View Post
Nice, same program as USAA.
Can you still get CCA with USAA?
Yus, they changed the restrictions earlier this year.
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      11-26-2019, 11:16 AM   #5
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Quote:
Originally Posted by Auricom View Post
Yus, they changed the restrictions earlier this year.
Good to know...but now even more can take advantage of PenFed since there are no restrictions to join. Easy-peasy extra $500 off
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      11-26-2019, 11:21 AM   #6
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Appreciate the info, didn't know Penfed had a car buying program!
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      11-26-2019, 12:07 PM   #7
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Quote:
Originally Posted by Auricom View Post
Yus, they changed the restrictions earlier this year.
Actually for any vehicle ordered after July 5, 2018 you were able to combine USAA with BMWCCA.
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      11-26-2019, 12:26 PM   #8
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I actually have been a Pedfed member since 2012 when I bought my 1M.

It seems like this can only apply to dealer inventory and not a custom order. Is that correct?
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      11-26-2019, 12:28 PM   #9
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Quote:
Originally Posted by ssiddiq1 View Post
I actually have been a Pedfed member since 2012 when I bought my 1M.

It seems like this can only apply to dealer inventory and not a custom order. Is that correct?
I don't see anywhere it mentions only in-stock units.
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      11-26-2019, 12:39 PM   #10
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Quote:
Originally Posted by Kief View Post
I don't see anywhere it mentions only in-stock units.
Nevermind I see it now, it does look like it'll apply to a new order. Only catch is that the car has to be delivered by Jan 2, 2020 which wouldn't happen in my case. I'll send it to my dealer and see what they say anyway.

Thanks!
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      11-26-2019, 02:51 PM   #11
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Are there any requirements for joining PenFed?
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      11-26-2019, 03:40 PM   #12
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No requirements, just need to have a minimum balance of $5.

I just asked my dealer and they said I wouldn't qualify for the $500 since there's no way my car would be delivered by Jan 2, 2020.
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      11-26-2019, 03:42 PM   #13
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Got it - yea I havenít ordered one yet so no way it would be 🤣! Tho is it likely the discount is extended into next year? It seems the only downside with the PenFed application is the hard credit inquiry.
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      11-26-2019, 03:49 PM   #14
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Quote:
Originally Posted by BeemerDreamerNYC View Post
Got it - yea I havenít ordered one yet so no way it would be 🤣! Tho is it likely the discount is extended into next year? It seems the only downside with the PenFed application is the hard credit inquiry.
It seems like it is similar to the USAA incentives which come out at the beginning of each year so there may be a PenFed incentive after January 2.

I just opened an account an hour ago and I have my credit reports frozen so they did not do a hard inquiry.
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      11-26-2019, 04:05 PM   #15
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Ah ok thatís good to know. From a google search it seemed like it was a hard pull tho those results could have been a couple of years old.
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      11-26-2019, 05:09 PM   #16
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I guess another item to consider is that the offer may not be available to all members. It could be similar to USAA where only qualifying members can get a certificate for the discount. I think in their case it is only those who qualify to purchase insurance which would be active/former military with some exceptions for spouses, widows, children, etc.

The PenFed incentive probably can not be stacked with the USAA incentive since they seem to be targeting the same group but perhaps that is not the case.
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      11-26-2019, 05:19 PM   #17
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Quote:
Originally Posted by TurtleBoy View Post
I guess another item to consider is that the offer may not be available to all members. It could be similar to USAA where only qualifying members can get a certificate for the discount. I think in their case it is only those who qualify to purchase insurance which would be active/former military with some exceptions for spouses, widows, children, etc.

The PenFed incentive probably can not be stacked with the USAA incentive since they seem to be targeting the same group but perhaps that is not the case.
I received my email/code no problem. Not sure why it wouldn't be open to all PenFed members.
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      11-26-2019, 06:05 PM   #18
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Quote:
Originally Posted by Kief View Post
I received my email/code no problem. Not sure why it wouldn't be open to all PenFed members.
BMW uses USAA for their military discount program, hence the additional requirement, so was just supposing that perhaps they are doing the same thing with PenFed since the programs appear to be identical.
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      11-27-2019, 08:11 AM   #19
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Just signed up to get a code. Need to be a Penfed member for 60 days fyi.
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      11-27-2019, 09:11 AM   #20
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Quote:
Originally Posted by teefive View Post
Just signed up to get a code. Need to be a Penfed member for 60 days fyi.
That sucks man! I've been a member for years and wasn't aware. Thanks for letting us know.
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      11-27-2019, 04:23 PM   #21
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So stacking bmw apr, loyalty , test drive event , and PenFed possible ?



Oh boy !!!!!
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      11-28-2019, 04:20 AM   #22
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So stacking bmw apr, loyalty , test drive event , and PenFed possible ?



Oh boy !!!!!
You're welcoming, now where's my Thanksgiving gift?!?
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