[Jbmccla]

Gosh, you all are so helpful. Your detail so appreciated. Habsone, I will follow your footsteps... and Auricom thanks. I will be custom ordering, doing the PCD and don’t mind it being purchased from MD. Thanks for the link to top dealerships. I will keep you posted.

[r00ts]

Originally Posted by TurtleBoy

No, there is no lease cash for the X5 40i xDrive and the loyalty may be $750 and not 1,250 as on the 2019. We should get confirmation tomorrow.

TurtleBoy you're right! I misread the detail. Only $750 loyalty for '20 x40i.

Damn it the X5 is selling really well

Anyone has the MF for November?

[plutnicki]

So, when I look on the BMW site, I see at $750 loyalty certificate (not $1250) and a $1000 lease credit.

When I back into the numbers as listed on any given deal, I get an unchanged MF of 0.00128.

[champkindwhammy]

So had I waited a month I could have had an extra $1k. Hmmm. These 3 weeks of driving have been worth it 😂

[Auricom]

Originally Posted by plutnicki

So, when I look on the BMW site, I see at $750 loyalty certificate (not $1250) and a $1000 lease credit.

When I back into the numbers as listed on any given deal, I get an unchanged MF of 0.00128.

Confirming 0.00128 MF for Nov. Yeah incentives are all regional with varying loyalty and lease credits.

[CiprianS]

Will these rebates increase in December? Until now I see that the Loyalty remained the same at what I am looking for, just the residual increased to 58%. As I can see they are throwing rebates for finance rather then lease at this point.

[Kief]

I just came back from ordering an M50i and my dealer is saying $1250 loyalty, not $750

[airbenji]

Hi All,

Can I get your thoughts on a X6 M50i lease offer from my dealer in Albany, NY? I was only offered 5.5% off, but I think i can get it down to 6.5% off, and I don't think X6 discounts are tough to get at the moment.

X6 M50i 36/12K lease
MF/RV: 0.00128 / 57%

MSRP: $89,145
Selling Price: $84,250
Down Payment: $10,000
Rebate (loyalty and lease cash): $2,250
Adjusted Cap Cost: $77,203
Tax (paid up front in NY): $3,220

Dealer/Govt Fees: $155

Drive Off: $12,500
Monthly Payment: $896

The payment seems too high to me. I checked out leasehackr and it seems like my payment should be about $65 lower per month. Any thoughts?

Thanks in advance!

[TurtleBoy]

Originally Posted by airbenji

Hi All,

Can I get your thoughts on a X6 M50i lease offer from my dealer in Albany, NY? I was only offered 5.5% off, but I think i can get it down to 6.5% off, and I don't think X6 discounts are tough to get at the moment.

X6 M50i 36/12K lease
MF/RV: 0.00128 / 57%

MSRP: $89,145
Selling Price: $84,250
Down Payment: $10,000
Rebate (loyalty and lease cash): $2,250
Adjusted Cap Cost: $77,203
Tax (paid up front in NY): $3,220

Dealer/Govt Fees: $155

Drive Off: $12,500
Monthly Payment: $896

The payment seems too high to me. I checked out leasehackr and it seems like my payment should be about $65 lower per month. Any thoughts?

Thanks in advance!

Why are you making such a big down payment? I haven't run the numbers but given the current MF I wouldn't think it pays to do that. Probably best to only pay the fees and taxes and perhaps not even them.

In order to get a better idea of how they are calculating the numbers you should get a breakdown of what is going into that adj cap cost as well as what the drive off figure includes. Just ball parking a few numbers it seems your payment should be in the high 700's - low 800's with the 10k down payment so we may be missing something.

Your acq fee is not listed as well as your sales tax percentage. The entire amount is due upfront but there may also be taxes due on the incentives so you will need to determine that.

Edit: The payment they are quoting you is correct based on a cap cost of 77,203.
https://leasehackr.com/calculator?ma...Tax_radio=true
As noted above, you will need to have all of the details broken down to see why they are coming up with that number. Given the numbers you posted above, I can't come up with their adj cap cost. I'm coming up with:

Sales price: 84,250
Down Payment: -10,000
Incentives: - 2,250
Taxes: 3,220
D/G Fees: 155
Acq Fee (not listed) 925

Total: 76,300

Even using their numbers, they seem to be adding an extra $1,604 into your drive off amount which doesn't seem to be taken into account in the numbers.

[Jbmccla]

Originally Posted by happydanny3

Referred another member to my SA and got 10% off MSRP on 2020 X5 M50i order. Dealership is in GA. Surrounding states can place the order with him and do PCD delivery.

Hi Happydanny. I’m driving from NC to Ga on Monday. Gonna reach out to possibly a few dealerships along my drive. Can you send me you SA out of Ga? I’m gonna do a PCD whomever I use. Thanks.

[TurtleBoy]

Originally Posted by airbenji

Thank you so much! This is incredibly helpful. It's nice to know that at least their numbers are correct based on the cap cost. But I agree that the cap cost seems too high. My adviser did allow me to take a pic of his screen. I attached it here and maybe that provides some more information.

The sales tax rate is 8% and the acquisition fee is shown here as $925.

Thanks again!

Excellent job taking that screenshot, that provided all the info I needed. I am able to match their numbers and see what they are doing. First of all the 12,250 drive off includes the 2,250 in incentives so that isn't cash you need at signing. What they are doing to get the adjusted cap cost is putting everything, including the first month's payment, into the lease and then adjusting it down with the cash you are giving them (see below). Now that I have all of the numbers, I agree with their monthly payment calculations as showing in the link in my above post.

I still have a question about the large down payment but after taking out the fees and taxes it probably does not make much difference in the long run in regards to possible returns using the money elsewhere.

Let me know if you need anything else.

[happydanny3]

Originally Posted by Jbmccla

Hi Happydanny. I'm driving from NC to Ga on Monday. Gonna reach out to possibly a few dealerships along my drive. Can you send me you SA out of Ga? I'm gonna do a PCD whomever I use. Thanks.

Contact my SA over at BMW of Gwinnett Place. His name is Daniel Yu. You can contact him at 404-988-4111. He is a great buddy of mine. I bought many cars from him, and sent him many referrals. Thanks.

[airbenji]

Originally Posted by TurtleBoy

Excellent job taking that screenshot, that provided all the info I needed. I am able to match their numbers and see what they are doing. First of all the 12,250 drive off includes the 2,250 in incentives so that isn't cash you need at signing. What they are doing to get the adjusted cap cost is putting everything, including the first month's payment, into the lease and then adjusting it down with the cash you are giving them (see below). Now that I have all of the numbers, I agree with their monthly payment calculations as showing in the link in my above post.

I still have a question about the large down payment but after taking out the fees and taxes it probably does not make much difference in the long run in regards to possible returns using the money elsewhere.

Let me know if you need anything else.

Awesome - I really can't thank you enough. Now that I'm comfortable with the calculations, the big question...what do you think of that deal? (MSRP 89,145; Sell price of $84,250...about 5.5% off.) I don't expect to get 10% as some have done with the X5, but I was hoping for a little better than 5.5%

Thank you again!

[Thewolfbmw]

Being from your same region. I think you can get a bit more off than 5.5%. To do so, you need to take your deal to the other local dealer. I guarantee they will make it worth your time.
You can service it the dealership of your choice.
I felt bad for my sales guy at the losing dealership because the GM wouldn't come up on my trade, gave him $200 cash. My service guys heard about it and still treat me like I bought the car there.
Another option is work the best deal anywhere and do a performance delivery and drive home.
Feel free to PM if you need a SA name at the other dealerships.

[airbenji]

Originally Posted by Thewolfbmw

Being from your same region. I think you can get a bit more off than 5.5%. To do so, you need to take your deal to the other local dealer. I guarantee they will make it worth your time.
You can service it the dealership of your choice.
I felt bad for my sales guy at the losing dealership because the GM wouldn't come up on my trade, gave him $200 cash. My service guys heard about it and still treat me like I bought the car there.
Another option is work the best deal anywhere and do a performance delivery and drive home.
Feel free to PM if you need a SA name at the other dealerships.

Thanks! I sent you a PM - I'm going to try the other local dealer this afternoon and see what happens.

[TurtleBoy]

Originally Posted by airbenji

Awesome - I really can't thank you enough. Now that I'm comfortable with the calculations, the big question...what do you think of that deal? (MSRP 89,145; Sell price of $84,250...about 5.5% off.) I don't expect to get 10% as some have done with the X5, but I was hoping for a little better than 5.5%

Thank you again!

You're welcome and it looks like Thewolfbmw is going to help you out, good luck.

[Jbmccla]

Originally Posted by happydanny3

Contact my SA over at BMW of Gwinnett Place. His name is Daniel Yu. You can contact him at 404-988-4111. He is a great buddy of mine. I bought many cars from him, and sent him many referrals. Thanks.

Thank you!!!!! I definitely will have a few more BMWs in my future.

[arciga18]

Originally Posted by Kief

I just came back from ordering an M50i and my dealer is saying $1250 loyalty, not $750

Whattty

[E92E82]

Beginning the search for a X5 M50i lease deal in the Central Ohio area. Has anyone had experience with discount %'s in the Ohio/Great Lakes region?

[TN_3]

Seems allocations for an M50i are basically non-existent. Looking like Jan build or later. Anyone else having trouble finding a dealer with a modifiable allocation?

[CiprianS]

Quick question: finance credit is when you finance through BMWFS and the lease credit is for when you lease through BMWFS, right?

[VTENGR]

Originally Posted by CiprianS

Quick question: finance credit is when you finance through BMWFS and the lease credit is for when you lease through BMWFS, right?

That's right.