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      04-23-2023, 10:46 PM   #23
Alan l.
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black bmws always reminds me of a loaner car spec for some reason...

Wait and get exactly what you want. Instant gratification will wear off followed by regret imo.
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      04-24-2023, 05:15 AM   #24
oldguy00
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Originally Posted by mmm50i View Post
After just a light drizzle, my rear looks like it’s been dirty for weeks
Same with mine. I clean it, one drive later it looks like someone sprayed dirt all over the lower rear section...
But I still love my black X5...
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      04-24-2023, 05:16 AM   #25
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Originally Posted by whoa_ View Post
My friend at the local dealership ....
Of course you should pass. Why would you spend 100k on a car that isn't even the model you want, never mind the wrong color!! Even if it takes 6 months to order, get what you want at these prices.
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      04-24-2023, 05:59 AM   #26
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Originally Posted by oldguy00 View Post
Of course you should pass. Why would you spend 100k on a car that isn't even the model you want, never mind the wrong color!! Even if it takes 6 months to order, get what you want at these prices.
2020-2022 - one of the first times in history people paid over sticker on cars without options, scratches and least favorite colors because they atleast could “get” a car.

This post is a good example of someone who had that tendency before. Dealers talk a mean game about waiting and not being sure of what can be done.

I’ve watched m3’s sell above sticker. Tellurides sell 15-20,000 over msrp. Wacky world. Now they can’t sell cars again. We are in the drivers seat.

Get the x6 perhaps and just be a boss. Dude wipe’s and all…
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      04-24-2023, 01:51 PM   #27
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That looks like a "dime a dozen" X5. Zero reason to buy this unless it's 100% what you're looking for.
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      04-24-2023, 02:04 PM   #28
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Originally Posted by JK479 View Post
2020-2022 - one of the first times in history people paid over sticker on cars without options, scratches and least favorite colors because they atleast could “get” a car.

This post is a good example of someone who had that tendency before. Dealers talk a mean game about waiting and not being sure of what can be done.

I’ve watched m3’s sell above sticker. Tellurides sell 15-20,000 over msrp. Wacky world. Now they can’t sell cars again. We are in the drivers seat.

Get the x6 perhaps and just be a boss. Dude wipe’s and all…
I'm still waiting to be "in the driver's seat 'in my area, LOL. Most places are selling at MSRP and nobody is willing to budget more than $1K off list.
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      04-24-2023, 04:14 PM   #29
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I'm still waiting to be "in the driver's seat 'in my area, LOL. Most places are selling at MSRP and nobody is willing to budget more than $1K off list.
We are close to 5-7 percent off an order. But the interest rates on leases are horrendous. BMW isn’t subsidizing anything just yet.

Odd too- BMW in theory is it’s own bank that doesn’t buy reinsurance or bonds from the US Federal Reserve. If it wanted to strike a deal with the US market- couldn’t it lower it’s own rate? Maybe a macro economics expert could inform us as to why that is.

Reality about the Federal Reaerve is it’s a private bank that other banks borrow. But anyone can offer their own rate given the risk provided can be adequately assessed.
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      04-24-2023, 04:57 PM   #30
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Quote:
Originally Posted by JK479 View Post
We are close to 5-7 percent off an order. But the interest rates on leases are horrendous. BMW isn’t subsidizing anything just yet.

Odd too- BMW in theory is it’s own bank that doesn’t buy reinsurance or bonds from the US Federal Reserve. If it wanted to strike a deal with the US market- couldn’t it lower it’s own rate? Maybe a macro economics expert could inform us as to why that is.

Reality about the Federal Reaerve is it’s a private bank that other banks borrow. But anyone can offer their own rate given the risk provided can be adequately assessed.
Automotive financing arms typically get asset based financing from banks or capital markets. Their cost of funding is tied to the federal reserve rate. Hence we are seeing the high lease/financing rates.
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      04-24-2023, 04:59 PM   #31
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Originally Posted by JK479 View Post
We are close to 5-7 percent off an order. But the interest rates on leases are horrendous. BMW isn’t subsidizing anything just yet.

Odd too- BMW in theory is it’s own bank that doesn’t buy reinsurance or bonds from the US Federal Reserve. If it wanted to strike a deal with the US market- couldn’t it lower it’s own rate? Maybe a macro economics expert could inform us as to why that is.

Reality about the Federal Reaerve is it’s a private bank that other banks borrow. But anyone can offer their own rate given the risk provided can be adequately assessed.
What area are you in and did you use a broker? Any tips to getting such a discount if you don't mind me asking?
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      04-24-2023, 06:13 PM   #32
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Originally Posted by whoa_ View Post
My friend at the local dealership just sent me photos of a 2024 that just went through service and is ready to be taken home.

I’m in the market for an X6 with a non black exterior and interior, with a factory installed hitch and other upgrades.

This Black on Black X5 has all of the options that I’d want in the X6, but it’s the wrong color (and could use all-season tires).

Can someone be my voice of reason here and tell me it’s ok to let this near-perfect spec go? Also, how long are lead times for custom orders?

If anyone wants to get this, I can DM you my friend’s number or call BMW of Schererville Indiana and ask for Callie Flowers. She’s amazing to work with.
Pass. Get what you want. Nothing less.
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      04-25-2023, 06:31 AM   #33
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Nothing is more exciting than watching your car is born(made) even know the wait time can kill. At the end of the day that’s the car u like, u want and u going to ride it on a daily basis! Get what u want as always so there is no regret ! Don’t force yourself.
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      04-25-2023, 08:43 AM   #34
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Quote:
Originally Posted by X6ix GTA View Post
Automotive financing arms typically get asset based financing from banks or capital markets. Their cost of funding is tied to the federal reserve rate. Hence we are seeing the high lease/financing rates.
Is it because they borrow from the reserve? Reason I ask… how is the federal reserve bank funded? Internationally? If they are lending - where is their reinsurance ?
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      04-25-2023, 08:44 AM   #35
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Originally Posted by krypttic View Post
What area are you in and did you use a broker? Any tips to getting such a discount if you don't mind me asking?
North East- no broker. These are typical deals.
In stock ix- 8,000 off a base! More for optioned cars coming in.
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      04-25-2023, 09:49 AM   #36
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Quote:
Originally Posted by JK479 View Post
Is it because they borrow from the reserve? Reason I ask… how is the federal reserve bank funded? Internationally? If they are lending - where is their reinsurance ?
Sent you a DM
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      04-25-2023, 09:52 AM   #37
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You’re looking for an X6 with non black exterior and interior. This X5 is 3 strikes against your want list. Why would you even consider this? Easy pass
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      04-25-2023, 04:27 PM   #38
JK479
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Sent you a DM
Thanks man! I enjoyed reading and you did a good job explaining
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      04-25-2023, 08:18 PM   #39
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Quote:
Originally Posted by JK479 View Post
North East- no broker. These are typical deals.
In stock ix- 8,000 off a base! More for optioned cars coming in.
These are typical deals for an ix or for a 2024 X5E (with limited allocations)?
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