[formerE36M3/4/5]

Originally Posted by blau808

I applied online through BMWFS and received this confirmation email which makes it sound like the deal is good through the expiration date.

Congratulations! Your Internet Credit Application for a BMW X5 xDrive40i has been approved with BMW Financial Services. We are pleased you have chosen to finance your BMW through BMW, Inc. and BMW Financial Services.

This Credit Approval is for the following applicant(s) only, and is based on the terms (down payment amount, trade in amount, length of contract, and vehicle options) you provided in the online credit application. These financing terms must be confirmed by BMW, Inc. as being accurate prior to a final sales transaction.

APPROVAL NUMBER:
6007----

EXPIRES: 5/31/2024


When I talked to the dealership, they sent me this. Disappointed as I will take delivery in April.

Thanks for this, I will probably go ahead and apply and see what happens. Even though I'm scheduled to take delivery (PCD) the end of March the catch for me is I ordered the car through a broker and the dealership is in MD, doubt they would want to risk BMW's wrath for an out-of-state discount buyer. However they may go for it just so they can get the 1% markup.

[x5forme]

Does anyone see better rates than 2.99 % or 3.99% from any vendors other than BMW FS?

[TurtleBoy]

Originally Posted by x5forme

Does anyone see better rates than 2.99 % or 3.99% from any vendors other than BMW FS?

Doubtful you will find anything close to that. NFCU is usually one of the lowest around and they are at 4.99%.

[LuckyBrand]

Originally Posted by x5forme

Does anyone see better rates than 2.99 % or 3.99% from any vendors other than BMW FS?

I joined navy federal due to everything local to me. Banks and credit unions were all easy in the mid 6s and up. Some at 8% even on new! All we can hope for is BMW starts keeping the rates lower. But I think that only happens if they feel their not moving cars. It is happening with some other manufacturers. Even if the fed lowers interest rates this year I don't see it helping a ton until late this year or next.

[blau808]

Originally Posted by TurtleBoy

Doubtful you will find anything close to that. NFCU is usually one of the lowest around and they are at 4.99%.

Yep, aside from BMW promotion, 4.54% for 36mo from NavyFCU is the best rate around.