[Badboy8813]

Originally Posted by TurtleBoy

You are getting a 14.5% discount from MSRP which is good although we have not had many people posting about the 2019s lately so hard to judge. What is the MF and RV they are using?

Not sure but I will ask.

[Cyberdemon]

Originally Posted by Badboy8813

Is this a good deal on a leftover 2019?

MSRP - $66,395
Discount - $9,654
Rebate - $1,250
Doc Fee - $599
Tax - $268.26
Title - $136.75
Business Tax - $194.96
Acquisition Fee - $925

Term - 36months/10k miles

Cash down - Fees + first month's payment - $2,259
Balance - $55,355.97

Monthly - $734 (kinda high?)

Without seeing the numbers, the drive off seems low. If I put that discount with the rest of the numbers you've given I get a $648 monthly with a $2700 driveoff.

I suspect they are rolling the acquisition into the monthly by bumping the MF and then adding a few points to the MF to make some money on the deal.

[Badboy8813]

Originally Posted by TurtleBoy

You are getting a 14.5% discount from MSRP which is good although we have not had many people posting about the 2019s lately so hard to judge. What is the MF and RV they are using?

58% and .00168

[Cyberdemon]

Originally Posted by Badboy8813

58% and .00168

That's why - Base MF is .00128. Are they also adding the acquisition fee into your monthly? If so that's putting your effective MF at .00218 - 5.23%

[g1_18]

Hello All, Please comment on below deal for a custom order 2020 X5 -40i xdrive with msport package

MSRP 75045
Selling price = 66790
Conquest rebate = 750
RV = 58%
MF = 0.00128
Monthly = 835 with NJ tax(Registered in NJ) rolled in.

Out of pocket/drive off
Down payment = 634
Up front sales tax = 49.69
NY Tire tax = 10
bank aquisition fee = 925
Tax on aquisition fee = 61.28
MV fees = 350
Doc & inspection fee = 85
Fuel = 50
Rebate tax = 49.69
First month = 835


Total drive off = 3049.66 . I feel 750 will be applied to this total to get 750 0ff so 2299.66

[Cyberdemon]

Originally Posted by g1_18

Hello All, Please comment on below deal for a custom order 2020 X5 -40i xdrive with msport package

MSRP 75045
Selling price = 66790
Conquest rebate = 750
RV = 58%
MF = 0.00128
Monthly = 835 with NJ tax(Registered in NJ) rolled in.

Out of pocket/drive off
Down payment = 634
Up front sales tax = 49.69
NY Tire tax = 10
bank aquisition fee = 925
Tax on aquisition fee = 61.28
MV fees = 350
Doc & inspection fee = 85
Fuel = 50
Rebate tax = 49.69
First month = 835


Total drive off = 3049.66 . I feel 750 will be applied to this total to get 750 0ff so 2299.66

You're at 11% which looks pretty good. Other then considering MSD's if you haven't there probably isn't much more fat to squeeze.

[TurtleBoy]

Originally Posted by Badboy8813

58% and .00168

You will want to have them drop that to base of .00128.

[g1_18]

Originally Posted by Cyberdemon

You're at 11% which looks pretty good. Other then considering MSD's if you haven't there probably isn't much more fat to squeeze.

This where I landed thanks everyone out here. Will be placing my order here in NNJ. Let me know if anyone would like a referral to my dealer.

https://leasehackr.com/calculator?ma...Tax_radio=true

[arciga18]

Got this marketing email.

Do you think the 4250 is really just 3000 apr on the 50i and 1250 loyalty ?


Or díd bmw increase the loyalty rebate for some crazy reason

[karateboi87]

Originally Posted by arciga18

Got this marketing email.

Do you think the 4250 is really just 3000 apr on the 50i and 1250 loyalty ?


Or díd bmw increase the loyalty rebate for some crazy reason

Yes, the 50i has $3K APR instead of $2K on the 40i.

[got'eeem]

For a 2020 BMW X5 xDrive40i with MSRP of $75,670 that is on a dealer lot-- is monthly lease of around $650 with 5k Due at signing doable? Or am I reaching too much? lol

[Auricom]

Originally Posted by got'eeem

For a 2020 BMW X5 xDrive40i with MSRP of $75,670 that is on a dealer lot-- is monthly lease of around $650 with 5k Due at signing doable? Or am I reaching too much? lol

Doable if you get a significant discount, significant down payment/cap cost reduction (which you shouldn't do), pay all your taxes up front, acquisition fee, TTF, firsts months, dealer doc/fees up front. You'll need to get everything down to approximately $65-68K

That monthly payment is more doable on a X3/X4 where there's more BMW lease cash incentives.

[VitaRenee]

Originally Posted by got'eeem

For a 2020 BMW X5 xDrive40i with MSRP of $75,670 that is on a dealer lot-- is monthly lease of around $650 with 5k Due at signing doable? Or am I reaching too much? lol

For comparison, I have same car in production now with 78k msrp. Putting $0 down, paying all fees and taxes upfront which comes out almost the 5k you mentioned and will be paying 800 mo. in NY. (Had quotes from other brokers for 815, 835, even 900 mo.)

[thereef510]

Originally Posted by VitaRenee

For comparison, I have same car in production now with 78k msrp. Putting $0 down, paying all fees and taxes upfront which comes out almost the 5k you mentioned and will be paying 800 mo. in NY. (Had quotes from other brokers for 815, 835, even 900 mo.)

how does using a broker work? You just tell them what you want and what you want to pay? what's their cut?

[BeemerDreamerNYC]

Originally Posted by thereef510

how does using a broker work? You just tell them what you want and what you want to pay? what's their cut?

Brokers charge a flat fee ($300-$500ish from what I’ve seen) and have prenegotiated discounts with specific dealerships. Not a bad option if you’re looking for a pretty good deal without the hassle.

For comparison my car has MSRP (69395) and I’m paying 685 / month. This is in NY state with taxes and fees and first month up front (around 4500). So a 6k higher MSRP car would with the same discounts as mine would be in the ballpark of $70 more per month and a bit higher payment due at signing.

[thereef510]

Originally Posted by BeemerDreamerNYC

Brokers charge a flat fee ($300-$500ish from what I’ve seen) and have prenegotiated discounts with specific dealerships. Not a bad option if you’re looking for a pretty good deal without the hassle.

For comparison my car has MSRP (69395) and I’m paying 685 / month. This is in NY state with taxes and fees and first month up front (around 4500). So a 6k higher MSRP car would with the same discounts as mine would be in the ballpark of $70 more per month and a bit higher payment due at signing.

good to know, i'll keep that in mind when i have to reup in 3 years.

[NEfan508]

Originally Posted by got'eeem

For a 2020 BMW X5 xDrive40i with MSRP of $75,670 that is on a dealer lot-- is monthly lease of around $650 with 5k Due at signing doable? Or am I reaching too much? lol

Dealer Allowance: $2,000 cash back on select BMW models

$2,000 cash back
Applies to select new 2020 BMW X5.
Offer only valid 12/19/2019 through 1/05/2020
Disclaimer(s)*
Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details.
See State Disclaimer *

I'm waiting contact from my dealer, I have a build going, they will add any better incentives to my deal at delivery, I want to confirm this new cash back offer if it's for finance or if it can be added to my lease (looks new, see added 12/19/19 ends 1/5/20, mid month push?)

[Auricom]

Originally Posted by NEfan508

Dealer Allowance: $2,000 cash back on select BMW models

$2,000 cash back
Applies to select new 2020 BMW X5.
Offer only valid 12/19/2019 through 1/05/2020
Disclaimer(s)*
Cash only available on vehicles with 1,000 or fewer odometer miles. Dealer Contribution cashback may not be available in all areas, to all consumers, or to all dealers. Dealers who participate may not be able to contribute the entire cashback amount. See dealer for details.
See State Disclaimer *

I'm waiting contact from my dealer, I have a build going, they will add any better incentives to my deal at delivery, I want to confirm this new cash back offer if it's for finance or if it can be added to my lease (looks new, see added 12/19/19 ends 1/5/20, mid month push?)

It's for finance.

At the beginning of this thread, which is updated monthly, outlines the BMWFS lease and finance credits and incentives.

[thereef510]

excuse my ignorance, but the finance credit only applies to people who are buying, not leasing, correct?

[Auricom]

Originally Posted by thereef510

excuse my ignorance, but the finance credit only applies to people who are buying, not leasing, correct?

That's correct.

[CiprianS]

I am wondering, will the January incentives and MF improve? Because there is probably a 0% chance to get my car this year and I need to lock in the rates for December. In order to do that I have to unlock my Experian and if I would know for sure that they won't get worse for sure I would not lock them now. IMHO the incentives can't get worse for leasing because they are not great anyway, only the MF can get higher. Also, I doubt the residuals will decrease. Any thought on this?

[TurtleBoy]

Originally Posted by CiprianS

I am wondering, will the January incentives and MF improve? Because there is probably a 0% chance to get my car this year and I need to lock in the rates for December. In order to do that I have to unlock my Experian and if I would know for sure that they won't get worse for sure I would not lock them now. IMHO the incentives can't get worse for leasing because they are not great anyway, only the MF can get higher. Also, I doubt the residuals will decrease. Any thought on this?

When you submit your credit application you get a no harm lock which enables you to take the MF/RV and incentives that were available at that time, what is available when you pick it up or I believe any month in between.