03-03-2020, 09:12 PM | #1541 | |
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Tell them they also need to give the detail on what is included in the DAS amount. They now have 9,648.15. Seven MSD payments would be 8,050 (using their seemingly incorrect payment amount 1,150 x 7) add in the first month's payment of 1,119.40 that would be 9,169.40. Allowing $125 for the tax on the incentive they are still having you pay an extra 354.75 that is not accounted for. |
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03-03-2020, 10:09 PM | #1542 | |
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MSRP: 76,170 Residual (MSRP x RV): 76,170 x .57 = 43,416.90 Gross Cap Cost (selling price plus fees being rolled into lease): 72,920 + 1,007 + 150 + 925 = 75,002 Adj Cap Cost (gross cap cost - down payment - rebates): 75,002 - 1,250 = 73,752 Monthly depreciation ((adj cap cost - residual)/36): (73,752 - 43,416.90)/36 = 842.64 Monthly rent ((adj cap cost + residual) x MF): (73,752 + 43,416.90) x .00112) = 131.23 Monthly tax ((depr + rent) * tax rate): (842.64 + 131.23) x .1 = 97.39 Monthly payment: 842.64 + 131.23 + 97.39 = 1,071.26 |
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03-04-2020, 09:28 AM | #1543 | |
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Edit: I went and checked the email from the dealer - they’re using 0.00147 *after* MSDs. That would bring it closer to their calculation. Last edited by bmwx5er; 03-04-2020 at 09:34 AM.. |
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03-04-2020, 10:09 AM | #1544 |
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Any update on what the base MF is for March? Radio silence on Edmunds.
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03-04-2020, 11:00 AM | #1545 |
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Anytime, I enjoy working with that stuff. They must have really marked up the MF if they are using .00147 after the MSDs. Once March’s number is out then you can see what movement you can get from them in the MF.
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03-04-2020, 11:26 AM | #1546 |
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They likely marked up from 0.00142 to 0.00182 (the max markup of 0.00040) and then deducted 0.00035 (7 MSDs) to get back down to 0.00147. To me this is the same as a store that regularly sells an item for $100 marking it up to $120 and then offering a 15% "discount" - which still ends up being more than the $100 they regularly sold the item for. It's an unnecessary and artificial markup that gets people if they don't know any better.
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03-04-2020, 12:54 PM | #1547 | |
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03-04-2020, 12:59 PM | #1548 | ||
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03-04-2020, 02:39 PM | #1549 |
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Updated with March program rates.
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03-04-2020, 02:46 PM | #1550 |
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Do you by any chance know what the base MF is? Thanks, Jason!
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03-04-2020, 07:45 PM | #1551 | |
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Last edited by floridaman100; 03-04-2020 at 08:03 PM.. Reason: text |
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03-04-2020, 07:51 PM | #1552 | |
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03-04-2020, 07:54 PM | #1553 | |
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Please delete your personal information before posting any documents, to prevent someone from misusing the same. The forum participants are only interested in seeing the details of the deal, so please safeguard your personal information. |
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03-04-2020, 08:02 PM | #1554 | |
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03-04-2020, 08:07 PM | #1555 | |
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03-05-2020, 10:25 AM | #1558 |
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Need some help please guys.... This is what I'm getting from a dealer, and want to know if this is fair--hopefully I'm giving you the information you need to let me know:
$68245 MSRP $7k off, plus $1250 loyalty credit. $8250 total off. .00162 MF. 3 year 10k miles a year. $855 down, $855 a month incl/ tax. x5 40i. Do I pull the trigger? |
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03-05-2020, 10:32 AM | #1559 | |
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03-05-2020, 11:12 AM | #1560 | |
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__________________
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03-05-2020, 11:25 AM | #1561 | |
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I didnt go back with any specifics, just asked to do better and they came back at $844. with $844 down.... Good? |
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03-05-2020, 11:27 AM | #1562 | ||
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