11-19-2021, 08:04 PM | #1 |
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'22 M50i Lease
Anyone lease lately and can offer feedback on this quote for a model in stock. Seems high to me.
MSRP- $87,545 Customer Cash- $5000 Doc Fee- $500 Acquisition Fee- $925 36 month, 15K/yr. Residual- $42,897.05 Money Factor- .00151% $1,394.32/month |
11-20-2021, 12:12 AM | #2 |
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MF is probably marked up (2.6% vs your 3.6%). I believe it's .00111 for November. Not sure of incentives so check those. I'm paying less than that with a similar amount down including first month for an X5M Competition. Granted times were MUCH better a year ago when I ordered, but I'd shop around a bit more if I were you.
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11-20-2021, 04:21 AM | #3 | |
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If you want. Pm me and I can share the broker I worked with to get this deal. Happy hunting! |
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11-21-2021, 12:22 PM | #4 |
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I have received quotes with 0$ down, 36/12, and everything rolled into the monthly payments between $1,550 and $1,785 for a 94K MSRP vehicle build.
The MF is 0.00111 for Nov and all dealers foresee that it will go even higher in the coming couple of months.
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11-24-2021, 11:17 PM | #5 |
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I would wait couple of months, otherwise I would look for other offers.
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11-27-2021, 02:32 PM | #6 |
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At those prices I would just buy - shoot I think you can still find a 6yr auto loan at 3% which would would be cheaper than those payments w/ no money down.
Well actually that is why I bought this time vs leasing my past 3 - the finances didn't make any sense on the lease and at the time there was additional money down and a lower rate on the buy. |
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11-29-2021, 11:28 AM | #7 |
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that money factor is brutal, which is par for the course in this current market. Financing options to purchase are much better by comparison.
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11-29-2021, 11:52 AM | #8 |
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These leases are insane. My OTD price was about 90k (96 sticker) and on a 7yr loan at 1.99% I'm at 1100/mo, nothing down. I've done these long loans now 3 cars in a row instead of leasing and break even around month 30 usually. I see zero reason to lease anymore unless the financing market changes, as I get a ton more flexibility and no complicated lease negotiation with multiple variables.
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12-07-2021, 09:08 PM | #9 |
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91k sticker on a M50i for the wife. 14k cap cost down, taxes and fees upfront. Monthly will be 880. Thoughts?
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12-07-2021, 09:50 PM | #10 |
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If you're putting 14K cap cost down, you should be financing and NOT leasing.
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12-07-2021, 10:29 PM | #11 | |
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Where did you get that rate?
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12-07-2021, 11:36 PM | #12 | |
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I was questioning if the monthly looked correct. The math works out imo. 1300 without the cap reduction and 880 post reduction. |
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12-08-2021, 09:30 AM | #13 | |
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12-08-2021, 09:47 AM | #14 |
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+1 What he said. If you were to roll in the taxes and fees and pay $0 down, it'd come roughly to $1,500 a month, which is within the new "normal" range.
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12-08-2021, 02:38 PM | #15 |
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12-11-2021, 11:32 AM | #16 | |
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My 2020 msrp was $96k and I'm paying 1040 a month with 3500 at signing
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