04-01-2022, 03:43 PM | #23 |
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Ask the AD before you bring your own financing. Fact: A central FL AD penalizes folks that bring their own financing from outside BMWF, by tacking another few Townsend dollars to the price of the car; again, this is a confirmed fact.
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alabesky94.00 |
04-01-2022, 06:19 PM | #24 |
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Thanks for the headsup, if they going screw me over like that, ill go with bmwfs and make sure i pay it off a week after delivery.
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04-01-2022, 10:34 PM | #25 |
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Wouldn't do business with a place like that, lol.
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04-03-2022, 05:18 PM | #29 |
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04-04-2022, 05:57 PM | #34 |
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04-04-2022, 06:35 PM | #35 |
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Higher than that although you can get a discount up but .80% if you use their car buying service.
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04-04-2022, 06:42 PM | #36 | |
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Still a better deal than the dealer. |
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04-05-2022, 03:30 PM | #37 |
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Just tell them you will immediately re-finance it if they don't give you the rate posted on BMW's site. You can still get 2.49% or below if you work with certain credit unions or banks. They will say you have to hold for a certain amount of time to still get loyalty but I have paid off a loan as soon as a week after and never heard a word from the dealer or clawing back the loyalty rebate - did this with both Ford and BMW
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alabesky94.00 |
04-05-2022, 03:39 PM | #38 |
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The dealer has to pay back incentives when the loan is paid off before three months, not the purchaser.
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alabesky94.00 |
04-05-2022, 03:55 PM | #39 | |
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04-05-2022, 05:42 PM | #40 |
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I've been asked to let it ride for 3+ months before paying it off so that the dealer gets their kickback. I was happy to do that for them. My personal threshold is around 4% before I start looking at more/all cash on the deal. Though if the market keeps improving I move that percentage higher.
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04-05-2022, 05:45 PM | #41 |
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They have to pay back APR Credit incentives but haven't heard for sure about loyalty.
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alabesky94.00 |
04-05-2022, 09:05 PM | #44 |
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