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      01-16-2022, 01:27 PM   #243
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Originally Posted by Waterdog View Post
Looks like the X5 offer is $1500 on the NFCU website
The military discount changed this year, it depends on what part of the country you are in. For the X5 for the Western region it is $1,500 and the rest of the country is $2,000. TrueCar just shows the $1,500 even though it will be higher in most areas of the country.
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      01-16-2022, 02:41 PM   #244
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How is Pen Fed discount paid?

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Originally Posted by TurtleBoy View Post
The military discount changed this year, it depends on what part of the country you are in. For the X5 for the Western region it is $1,500 and the rest of the country is $2,000. TrueCar just shows the $1,500 even though it will be higher in most areas of the country.
How does the Pen Fed discount work? That is, where does the money come from? Does BWMNA underwrite it or does the dealer have to absorb it off the deal?
I'm sitting on an MSRP quote from my local dealer for a factory build of a non-M X drive with no budge in price except the "loyalty discount" $1000. Any insight would be appreciated. Thanks
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      01-16-2022, 02:52 PM   #245
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Originally Posted by HDEddie1 View Post
How does the Pen Fed discount work? That is, where does the money come from? Does BWMNA underwrite it or does the dealer have to absorb it off the deal?
I'm sitting on an MSRP quote from my local dealer for a factory build of a non-M X drive with no budge in price except the "loyalty discount" $1000. Any insight would be appreciated. Thanks
It was BMW's domestic military incentive and came from BMW with no dealer participation involved. BMW discontinued having a PenFed membership as one of the ways to qualify for it. If you, or a family member, served in the military then you can get the incentive from BMW's site, TrueCar or through NFCU.

Most deals nowadays are at MSRP but shops around. If you want to do PCD then you can buy from any dealer in the country. Keep in mind though, many will only sell to locals.
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      01-16-2022, 03:17 PM   #246
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Quote:
Originally Posted by TurtleBoy View Post
Quote:
Originally Posted by HDEddie1 View Post
How does the Pen Fed discount work? That is, where does the money come from? Does BWMNA underwrite it or does the dealer have to absorb it off the deal?
I'm sitting on an MSRP quote from my local dealer for a factory build of a non-M X drive with no budge in price except the "loyalty discount" $1000. Any insight would be appreciated. Thanks
It was BMW's domestic military incentive and came from BMW with no dealer participation involved. BMW discontinued having a PenFed membership as one of the ways to qualify for it. If you, or a family member, served in the military then you can get the incentive from BMW's site, TrueCar or through NFCU.

Most deals nowadays are at MSRP but shops around. If you want to do PCD then you can buy from any dealer in the country. Keep in mind though, many will only sell to locals.
Hey Tuttle,
Somewhat unrelated, but do you know if USAA offers any incentive on 2022 M4?
Thanks
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      01-16-2022, 03:27 PM   #247
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Hey Tuttle,
Somewhat unrelated, but do you know if USAA offers any incentive on 2022 M4?
Thanks
USAA dropped their car buying service a few years ago so you can no longer get the military incentive through their site. When you use ID.me on BMW's or TrueCars site you can use your USAA credentials to verify that you are qualified for the incentive.

As far as the M4 goes, it depends on what part of the country you are buying in. The Western region offers no incentive for the M4 but the rest of the country is $2,000.
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Last edited by TurtleBoy; 01-16-2022 at 03:35 PM.. Reason: Added screenshots
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      01-16-2022, 03:36 PM   #248
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Quote:
Originally Posted by TurtleBoy View Post
Quote:
Originally Posted by Kief View Post
Hey Tuttle,
Somewhat unrelated, but do you know if USAA offers any incentive on 2022 M4?
Thanks
USAA dropped their car buying service a few years ago so you can no longer get the military incentive through their site. When you use ID.me on BMW's or TrueCars site you can use your USAA credentials to verify that you are qualified for the incentive.

As far as the M4 goes, it depends on what part of the country you are buying in. The Western region offers no incentive for the M4 but the rest of the country is $2,000.
I wanted to use my father in-law's USAA status to apply to an M4 in PA (assuming my wife would be co buyer), but since USAA no longer has the car buying service, are you saying this will no longer work?
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      01-16-2022, 04:43 PM   #249
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Quote:
Originally Posted by Kief View Post
I wanted to use my father in-law's USAA status to apply to an M4 in PA (assuming my wife would be co buyer), but since USAA no longer has the car buying service, are you saying this will no longer work?
No, not saying that at all. What I'm saying is that the domestic military incentive is no longer available through USAA's website since they dropped their car buying service. Being a USAA member is still one of the ways to qualify for the incentive but the person whose name is on the certificate is the person that needs to be the purchaser. Your wife should qualify to be a member of USAA and/or for the incentive through her father's association with the military. What she should try first is going to TrueCar's military page and trying to qualify using ID.me. If that doesn't work then she should apply for a USAA account, she will just need her dad's USAA number, and once she has that then can use her USAA credentials to apply for the incentive using ID.me.
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      01-16-2022, 06:51 PM   #250
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Quote:
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Quote:
Originally Posted by Kief View Post
I wanted to use my father in-law's USAA status to apply to an M4 in PA (assuming my wife would be co buyer), but since USAA no longer has the car buying service, are you saying this will no longer work?
No, not saying that at all. What I'm saying is that the domestic military incentive is no longer available through USAA's website since they dropped their car buying service. Being a USAA member is still one of the ways to qualify for the incentive but the person whose name is on the certificate is the person that needs to be the purchaser. Your wife should qualify to be a member of USAA and/or for the incentive through her father's association with the military. What she should try first is going to TrueCar's military page and trying to qualify using ID.me. If that doesn't work then she should apply for a USAA account, she will just need her dad's USAA number, and once she has that then can use her USAA credentials to apply for the incentive using ID.me.
You will then be qualified to become a USAA member once your wife is member by way of her father.
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      01-17-2022, 03:02 AM   #251
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Quote:
Originally Posted by TurtleBoy View Post
Quote:
Originally Posted by Kief View Post
I wanted to use my father in-law's USAA status to apply to an M4 in PA (assuming my wife would be co buyer), but since USAA no longer has the car buying service, are you saying this will no longer work?
No, not saying that at all. What I'm saying is that the domestic military incentive is no longer available through USAA's website since they dropped their car buying service. Being a USAA member is still one of the ways to qualify for the incentive but the person whose name is on the certificate is the person that needs to be the purchaser. Your wife should qualify to be a member of USAA and/or for the incentive through her father's association with the military. What she should try first is going to TrueCar's military page and trying to qualify using ID.me. If that doesn't work then she should apply for a USAA account, she will just need her dad's USAA number, and once she has that then can use her USAA credentials to apply for the incentive using ID.me.
Quote:
Originally Posted by BMW Neophyte View Post
Quote:
Originally Posted by TurtleBoy View Post
Quote:
Originally Posted by Kief View Post
I wanted to use my father in-law's USAA status to apply to an M4 in PA (assuming my wife would be co buyer), but since USAA no longer has the car buying service, are you saying this will no longer work?
No, not saying that at all. What I'm saying is that the domestic military incentive is no longer available through USAA's website since they dropped their car buying service. Being a USAA member is still one of the ways to qualify for the incentive but the person whose name is on the certificate is the person that needs to be the purchaser. Your wife should qualify to be a member of USAA and/or for the incentive through her father's association with the military. What she should try first is going to TrueCar's military page and trying to qualify using ID.me. If that doesn't work then she should apply for a USAA account, she will just need her dad's USAA number, and once she has that then can use her USAA credentials to apply for the incentive using ID.me.
You will then be qualified to become a USAA member once your wife is member by way of her father.
And is USAA stackable with BMWFS loyalty lease/apr?
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      01-17-2022, 06:48 AM   #252
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Quote:
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And is USAA stackable with BMWFS loyalty lease/apr?
The domestic military can stack but the amount can change. Except for the Western region, the amount drops to $500 when using BMWFS like it has in the past. For the Western region it now drops to $250 for a lease but went up to $1,500 for financing.
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      01-18-2022, 11:03 PM   #253
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IN order to figure out the BMWFS credit or discount, does one simply apply online to figure out the amount before purchase?
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      01-19-2022, 08:59 AM   #254
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Quote:
Originally Posted by hookman View Post
IN order to figure out the BMWFS credit or discount, does one simply apply online to figure out the amount before purchase?
Once you are qualified then you can print an offer code certificate which will show the amount for each eligible model.

For example.

https://g05.bimmerpost.com/forums/at...mentid=2791848
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Last edited by TurtleBoy; 01-19-2022 at 09:15 AM.. Reason: Added example
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