[Krish_1]

Originally Posted by TurtleBoy

Actually it is one of the lower ones we have seen on here, although your MSRP is of course lower. Without seeing all of the details it would be hard to point to anything that could be raising it but the payments on that adj cap cost do calculate out to the $863.

Edit: Could it be that on your M3 you paid the taxes upfront rather than rolling them into the lease like this one does. There also is probably a difference in MF as well as RV.

I didn't pay anything upfront on the M3 either, but you bring up good points about the MF and RV. I will take a picture of the whole deal, and add it on here shortly. Thanks again!

[vink]

Originally Posted by Krish_1

Thanks, I will ask. I still don't see why the payment is so high though.

Looks like 8.8% discount on MSRP before loyalty. I'm assuming the bank acquisition fee was rolled into lease payments based on you sign in amount.

With base money factor of 0.00128, 58% residual and adding $925 acquisition fee, the monthly lease payment is around $758 without taxes rolled in. I'm not aware of the sales tax in the county you live in! I think it's 4% plus county taxes.

Edit: I'm assuming that the sale price you mentioned doesn't include $1250 loyalty

[VitaRenee]

Originally Posted by TurtleBoy

They are marking up the MF, the base is .00128 so you should tell them you want that.

As far as taxes go, in NY and a few other states, the taxes on the entire lease amount are due upfront rather than paid monthly.

Not true, taxes in NY on a lease can be structured into your monthly payment. You have the option.

[TurtleBoy]

Originally Posted by VitaRenee

Not true, taxes in NY on a lease can be structured into your monthly payment. You have the option.

No, it is true. The taxes are due upfront to the state on the total lease amount when you sign the lease. That doesn't mean that the taxes can't be rolled into the lease but they are paid when the lease is signed.

[vink]

Originally Posted by TurtleBoy

No, it is true. The taxes are due upfront to the state on the total lease amount when you sign the lease. That doesn't mean that the taxes can't be rolled into the lease but they are paid when the lease is signed.

True that! Leasing company pays the state upfront and charges the customers on a monthly basis plus interest ( i.e. MF on full taxes as well)

[VitaRenee]

Originally Posted by vink

True that! Leasing company pays the state upfront and charges the customers on a monthly basis plus interest ( i.e. MF on full taxes as well)

Wow, never knew that. Learned something new.

[thereef510]

Can someone please provide a break down of all the 'fees and charges' you can pay at signing, instead of it being rolled into the loan and paying interest on it? I'm not putting anything down on the car itself, instead as recommended here, we're doing the MSD. But I can also pay up front anything else that I'd have to otherwise pay anyway.

Leasehackr says I can pay the aquisition fee up front. What else is there that I can ask that they take out of the monthly payments so I can pay at signing?

[TurtleBoy]

Originally Posted by thereef510

Can someone please provide a break down of all the 'fees and charges' you can pay at signing, instead of it being rolled into the loan and paying interest on it? I'm not putting anything down on the car itself, instead as recommended here, we're doing the MSD. But I can also pay up front anything else that I'd have to otherwise pay anyway.

Leasehackr says I can pay the aquisition fee up front. What else is there that I can ask that they take out of the monthly payments so I can pay at signing?

It is different depending on what your dealer charges for but usually the fees you will see are acquisition, doc/dealer and reg/title. They also may try and charge you for others (prep, nitrogen, fabric, etc.), it depends on what you agreed to when you made the deal. Then many finance guys will try and sell you extended warranty, maintenance, tire, wheel, glass. etc.

[ZCPM4]

Hi all - I'm planning to purchase an X5 M50i and wondered if anyone has insight in December/EOY pricing/promos/deals versus waiting until Jan/Feb/March. I would prefer to wait until mid-Q1, due to some other life stuff coming up, but also hate the idea of overpaying and/or missing out on any promos. I know EOY is supposed to be the best time to buy and I might miss out on "some" promos, but does anyone have any insight or experience with previous EOY vs Q1 price comparisons? Am I missing out on a really good deal by waiting?

BTW I am planning to do PCD and have read the rumors about production delays, so also wondering if I might not take delivery until Feb/March anyway (which is ideal for me). Thanks!

[wtwo3]

Originally Posted by ZCPM4

Hi all - I'm planning to purchase an X5 M50i and wondered if anyone has insight in December/EOY pricing/promos/deals versus waiting until Jan/Feb/March. I would prefer to wait until mid-Q1, due to some other life stuff coming up, but also hate the idea of overpaying and/or missing out on any promos. I know EOY is supposed to be the best time to buy and I might miss out on "some" promos, but does anyone have any insight or experience with previous EOY vs Q1 price comparisons? Am I missing out on a really good deal by waiting?

BTW I am planning to do PCD and have read the rumors about production delays, so also wondering if I might not take delivery until Feb/March anyway (which is ideal for me). Thanks!

If you're doing PCD you likely won't take delivery until February anyway at the earliest.

[karateboi87]

Originally Posted by wtwo3

If you're doing PCD you likely won't take delivery until February anyway at the earliest.

That's what I'm being told.. Feburary. Still in status 47 and no production number assigned. Order was placed Dec 4th.

And yes I'm doing PCD also

[VTENGR]

Originally Posted by ZCPM4

Hi all - I'm planning to purchase an X5 M50i and wondered if anyone has insight in December/EOY pricing/promos/deals versus waiting until Jan/Feb/March. I would prefer to wait until mid-Q1, due to some other life stuff coming up, but also hate the idea of overpaying and/or missing out on any promos. I know EOY is supposed to be the best time to buy and I might miss out on "some" promos, but does anyone have any insight or experience with previous EOY vs Q1 price comparisons? Am I missing out on a really good deal by waiting?

BTW I am planning to do PCD and have read the rumors about production delays, so also wondering if I might not take delivery until Feb/March anyway (which is ideal for me). Thanks!

The PCD will add a minimum of 2 weeks to the production timeline. The performance center requires a minimum of 2 weeks from when the car was finished to when you can pick it up.

[ZCPM4]

Originally Posted by VTENGR

The PCD will add a minimum of 2 weeks to the production timeline. The performance center requires a minimum of 2 weeks from when the car was finished to when you can pick it up.

Thanks all...so remind me, when you place the initial order you put down a deposit, and then don't "close" on the car with all the financial stuff until right before going out to PCD...correct? So in theory you could order now to lock in the EOY promos and close in Feb...? Might work for me (unless anyone has thoughts on price comparisons for waiting until Q1).

[VTENGR]

Originally Posted by ZCPM4

Thanks all...so remind me, when you place the initial order you put down a deposit, and then don't "close" on the car with all the financial stuff until right before going out to PCD...correct? So in theory you could order now to lock in the EOY promos and close in Feb...? Might work for me (unless anyone has thoughts on price comparisons for waiting until Q1).

Yes. That's how it works. I placed my order 10/14 - scheduled PCD 1/10. I expect to go in sometime at the end of December or beginning of January to actually "buy" the car.

[0_steve]

This is exactly what I just did. Placed an order last Friday. It will most likely be built sometime late Jan/early Feb with a performance center delivery in March.

[Cyberdemon]

Decided to use a lease broker because I was capping out at about 10.5%.

2020 X5 xdrive40i
$65,400 MSRP
$692/mo
7 MSDs + Base MF 00128
$2800 DAS
12k/yr
Only got conquest+CCA rebate on top.

Plan to lease another BMW in ~12 months so will at least get to use loyalty discount at some point in the future and maximize the CCA rebates.

[BMWPenPen]

What is the typical discount folks are getting for a custom order? I'm interested in possibly ordering after the new year with a PCD.

[TurtleBoy]

Originally Posted by BMWPenPen

What is the typical discount folks are getting for a custom order? I'm interested in possibly ordering after the new year with a PCD.

Discounts are regional but since you are going PCD you can buy from anywhere. Seems like around 10% is what many are shooting for and obtaining.

[Badboy8813]

Is this a good deal on a leftover 2019?

MSRP - $66,395
Discount - $9,654
Rebate - $1,250
Doc Fee - $599
Tax - $268.26
Title - $136.75
Business Tax - $194.96
Acquisition Fee - $925

Term - 36months/10k miles

Cash down - Fees + first month's payment - $2,259
Balance - $55,355.97

Monthly - $734 (kinda high?)

[TurtleBoy]

Originally Posted by Badboy8813

Is this a good deal on a leftover 2019?

MSRP - $66,395
Discount - $9,654
Rebate - $1,250
Doc Fee - $599
Tax - $268.26
Title - $136.75
Business Tax - $194.96
Acquisition Fee - $925

Term - 36months/10k miles

Cash down - Fees + first month's payment - $2,259
Balance - $55,355.97

Monthly - $734 (kinda high?)

You are getting a 14.5% discount from MSRP which is good although we have not had many people posting about the 2019s lately so hard to judge. What is the MF and RV they are using?

[g1_18]

Originally Posted by BMWPenPen

What is the typical discount folks are getting for a custom order? I'm interested in possibly ordering after the new year with a PCD.

In NYC/NJ area I have a custom order deal which is offering 11% off + 750 conquest. I feel I can ask more than 11%.

This is for 40i xdrive m sport package

[Wxnatscaps]

Originally Posted by BMWPenPen

What is the typical discount folks are getting for a custom order? I'm interested in possibly ordering after the new year with a PCD.

I got ~11.5% off a 2020 custom order (before incentives) in the DC area...it was fairly easy to get 10% off as a starting point so I would target that especially if doing PDC.