View Poll Results: Which New Car Option Should I Choose | |||
Buyout current Pre-LCI F95? | 33 | 76.74% | |
Build new i7? | 1 | 2.33% | |
Build new LCI F95? | 7 | 16.28% | |
F...it and buy a new Cayenne? | 2 | 4.65% | |
Voters: 43. You may not vote on this poll |
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04-10-2024, 07:32 PM | #23 |
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I vote option 1.
In fact, I did just that 6 months ago on my pre LCI F95 and have no regrets whatsoever. This car to date, and I normally only keep a car 1-3 years, is my favorite car of all of the new cars (32) that I have purchased to date. Though my 87 Buick GNX was close, but it's a dinosaur when compared to the X5M. I didn't feel like cutting a check for the full buyout of a used vehicle, so I used RefiJet (referred by BMWFS), for the buyout process. Smooth and easy process, competitive finance rate and they even took care of the DMV paperwork, which kept me from having to deal with the Calif DMV. I'd use them again in a heartbeat. Good luck with whatever choice you decide to do. But remember, the pre LCI F95 is a fantastic vehicle. |
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04-10-2024, 11:21 PM | #24 | |
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04-11-2024, 03:53 AM | #25 |
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Still have it?
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-'24 X5MC,'22 430i
-'09 Busa,'05 GSXR-1K(GT28R turbo)'00 Busa(GT3582) Gone but not forgotten: -'22 X3MC,'20 M550i,'18 X2,F30 328xi,'07 E63 AMG (1st W211 63 in the 11s),997 C4S Cab,CLS55 AMG,E55 AMG,C55AMG |
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04-11-2024, 03:59 PM | #27 |
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Stick with what you have LCI is a downgrade with idrive8/8.5, lack of rear seat folding from the back, rear comfort access, etc.
Cayenne is mediocre. Go drive it back to back and find out for yourself. CGT's aren't 179'able and are nuclear depreciation bombs
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04-11-2024, 07:04 PM | #28 | |
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Basically a Cayenne would effectively function as second SUV (which I can't begin even reasonably justify). A 992 would make more "sense".
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04-11-2024, 10:39 PM | #29 | |
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'23 CGT was over 6000 and the '24 is below. It's only sold in US markets. PFS + Porsche chandler finance guy decided to max out the points and handed me an offer for $4400 a month for the lease, which would be a writeoff yes but that's RR Ghost money. A Urus/Bentyaga etc are actually cheaper and it's the same FS company under VAG. I balked at this and told them to pound sand. They offered me a 1 pay but still wanted to anally examine all my k1's and company structures. Told them to shove it, and keep it. Done with that dealer. Keep in mind this is with verified bank statements directly from the branch manager of the bank for my entity which has almost always had near 8 figures in it for the past 2 years, and me as a PG with a 820 score. Finance just wanted to play games, and that's why they can go shove it. Will just keep buying nice cars from Cali instead where they don't treat me like a fucking idiot.
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04-12-2024, 05:58 AM | #30 |
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At first, I wanted to order a new Cayenne S, but I could not get one and they have the chip issue with the stop sale on the Cayenne. It was going to take a long time to actually see a Cayenne S in my garage. I ordered the X5M and it was in my garage in about one month, not 6 months or a year later. So I got the X5M and I have no regrets, I love this car.
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04-13-2024, 12:54 PM | #31 | |
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04-14-2024, 07:20 AM | #32 | |
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04-15-2024, 11:40 PM | #33 | |
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I was disappointed by the finance manager's lack of effort, especially given my previous silly-optioned $283k 992 TTS that I paid off in 2 quarters. Their role is crucial in negotiating with underwriters and representing clients effectively. If you're a finance manager in a major US city booming with new-money millionaires and know your sales team can quickly move inventory, you might not prioritize a customer who scrutinizes lease terms or avoids ADMs and is only really after your REALLY in demand cars. You also probably won't bother to try and do anything for a deal, because what do you really gain? My best "quality" as a Porsche customer is that I'm not some other well-qualified scalper flipping these for a profit as soon as I order them, or just slinging the allocation. I'm a real car guy. This being said, I have never had an experience like that one. I've had straightforward requests like financial statements to unreasonable ones—requiring exhaustive details on every entity I'm involved with, which I've never faced even for major business credit lines let alone the buying of more expensive cars. This likely points to an underwriter lacking experience, mechanically following procedures like a NPC. All this being said I'm open for a new Pcar dealer.. Want to get a 2RS, but lord knows I'm probably SOL now unless I pay aforementioned scalper.. Only other thing that remotely intersected me is now EV -- the Cayman.
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04-16-2024, 06:04 AM | #34 | |
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04-16-2024, 06:34 AM | #35 | |
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04-16-2024, 01:44 PM | #36 | |
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boi222 Nah usually that's all it takes, if you're doing it under an entity you have to be a personal guarantor which takes into consideration your ability to repay should the entity you're doing it under folds. My entity has been around for 19 years and has a long history on Duns & Bradstreet (The "Experian" of businesses), and a spotless record with very strong 2 year statements, tax filings and 3rd party CPA audits. My personal credit is ~820, I've got under 10% debt : income, my credit report is spotless, utilization spotless, payment history spotless. I got approved for a Senna in 5 minutes, but not for this fancy ass cayenne SUV.
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04-16-2024, 02:02 PM | #37 | |
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That’s fine you don’t have to engage any further but what I said stands. You are too busy being insulted instead of actually looking at the reasons why this might happen. In in the business so I have an understanding of this uniquely that you sir do not. You only know that you couldn’t get your way. Good day. |
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04-16-2024, 03:47 PM | #38 | |
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