09-16-2020, 09:22 AM | #23 |
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for those of you who do not know, you can lock in programing with BMWFS with your dealer.
this lock is 60 days for east coast dealers and 90 days for west coast dealers. What this means is once you lock in you have 2 months or 3 months to chose from. You must take delivery within the locked time in order to take adavantage of this and you can not combine months programing. example. Lock in with dealer on 9-7-2020. You take delivery on 11-7-2020 you are able to pick which months incentives/rates work best for you within in that window. This is recommended
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09-16-2020, 10:36 AM | #25 |
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thats when the dealer has allocation/build slot for. There was some back up with merino leather and other parts also but seems to be in and out. I was in the same boat on my own car with the merino but then oddly the next day it started so not sure what is going on. Also build dates can change, you may get going earlier also its not set in stone . build weeks are estimated start of production
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09-16-2020, 10:47 AM | #26 | |
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09-16-2020, 10:53 AM | #27 | |
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09-16-2020, 10:56 AM | #28 | |
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I am HOPING we see some next months programs but currently the demand for x units is super high so BMW may be riding that as long as they can. We will know about october first few days of october. I would recommend you lock in with your dealer whoever that may be so you are covered for the 60 or 90 days (60 east coast dealers 90 west coast dealers) so you can be in the best position if things get better or worst.
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09-17-2020, 04:47 PM | #29 | |
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I have 2 X5 on order. The order numbers confirmed. Status 111. Not in production yet, hopefully, the end of this month. but my two leases are not expiring end of Dec. I always picked up new cars in Dec to compare incentives in Nov and Dec. My current plan is to do the credit app on 11/1. Since I'm on the west coast, that gives me 3 months window till 2/1 - end of Jan'21 to pick up new cars. My question is can I wait till Jan first week to compare Nov, Dec and Jan incentives and pick up which months have the best rates/incentives. Most probably it will be Dec due to the winter fest. but just confirming that I can compare all 3 months within that 90 days period and pick up the best month available. |
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09-17-2020, 07:09 PM | #30 | |
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09-18-2020, 12:37 PM | #32 |
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2021 x5 new build advise
Newbie here, getting ready to order 2021 x5 xDrive40i. Need some advise on my X5 build and on the MSRP I should pay based on this build. Online build price comes in at $78,650. I have seen a lot of figures on the forum of anywhere from 3% to 13.5% off MSRP before dealer offers or incentives. This is such a big gap and those figures were stated for 2020 models, can I expect the same for 2021 builds? Also, what incentives are out for September? Any info, advise, build changes and suggestions welcome!
2021 X5 xDrive40i M Sport Alpine White 20" M Star-spoke bi-color wheels, style 740M with all-season run-flat tires Tartufo Extended Merino Leather with Fineline Stripe Brown High Gloss Wood Trim Driving Assistance Professional Package Executive Package Luxury Seating Package Parking Assistance Package 3rd row seat + air suspension Front and Rear Heated Seats Heated Front Seats, Armrests & Steering Wheel Last minute I may add the Tow Package but debating on this since it eliminates the trunk kick feature. All input and suggestions welcome as this is my first BMW build! TIA! |
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09-18-2020, 01:45 PM | #33 | |
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If you want to see the thoughts I went through, my build thread is here. I personally recommend the trailer hitch. My sticker rates it at nearly 1,000 lbs vehicle load capacity. That allows you to tow a significant trailer without going over weight from tongue weight, even after subtracting load for a couple of passengers.
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09-18-2020, 03:27 PM | #34 | |
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09-18-2020, 03:54 PM | #35 | |
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GOLFFRR, do you know if dealer is allowed to markup the BMWFS offered finance rate? |
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09-18-2020, 05:02 PM | #36 | ||||
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09-18-2020, 08:54 PM | #37 | |
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Trust, verbal commitment is a thing..no? |
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09-18-2020, 09:27 PM | #38 |
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No FS sets the rates, the dealer can mark up fees and money factor though. MF only applies to lease.
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09-18-2020, 09:29 PM | #39 |
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no incentives in our region right now (500$ loyalty should be in your region). There is some in some east coast regions Im seeing, lets hope next month we see some also.
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09-19-2020, 11:34 AM | #40 | |
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Does the dealer need to rerun application again in order to get the new rate and incentive while waiting? |
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09-19-2020, 12:00 PM | #41 |
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I'm not sure if GOLFFRR means the rate applied to the leasing calc or financing rate as well. From my experience financing this month, my dealer's finance dept. had mine setup and approved with BMWFS at 2.9% before I came in to sign. The current offer, in my region, was 1.9% plus $2500 incentive. The finance person tried to play dumb like he didn't know the current rate and pull a trick that I had already agreed to 2.9% (of course I had not). When I refused to take the deal, he meandered through the BMW website to read the offer and then setup a new financing deal through BMWFS.
My takeaway was that if the dealer can get you to sign at a rate higher than you qualify for, they get a cut. Just a guess, but otherwise I'd have to believe the dealer (very high volume dealer) does not understand current incentives. That seems unlikely.
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09-19-2020, 02:37 PM | #42 | |
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One niche negotiating trick if you're willing to pay cash and find a dealer/salesperson transparent enough about the financing markup fees: Negotiate down the sale price by financing the minimum amount and then paying off the balance right away. This enables the salesperson to give you a better than normal deal because it's logged with financing, gives the salesperson another sale for their sales numbers, and gets you out of paying higher fee. |
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09-21-2020, 08:51 PM | #43 |
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09-22-2020, 12:29 AM | #44 | |
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List attached, pick and choose. |
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