01-29-2020, 06:14 PM | #155 |
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I believe the downside to doing that though is that you won't get the finance incentives BMW FS offers (correct me if I'm wrong anyone — I only lease, not finance). So, for example, if BMW FS is offering a $3,000 incentive if you finance with them and their rate is 3.5%, but you found a bank that will loan you money with only 2.5%, you need to calculate and see if what you'll be saving with that 1% less interest is more than the incentive BMW FS is offering. You might be better off just going with BMW FS. Plus you'll have the added benefit of getting the full 60-day rate lock (90 days if you're on the west coast).
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Current BMWs - '21 M550i Bernina Grey/Black Nappa, '20 X5 sDrive40i xLine Alpine White/Coffee Extended Merino
Past BMWs - '20 740i, '20 X3M, '19 540i M-Sport, '19 440i GC M-Sport, '18 M3 Comp., '18 X5 sDrive35i, '18 340i, '17 X3 sDrive28i, '15 335i xDrive Sport Line, '14 428i Coupe |
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01-29-2020, 06:40 PM | #156 | ||
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x5_M50i_NC50.50 |
01-29-2020, 06:41 PM | #157 |
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Drives: ‘20 X5/M50i (ordered); &
Join Date: Dec 2019
Location: Richmond, VA
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01-29-2020, 06:42 PM | #158 | |
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In my case my loyalty+incentives+dealer discount topped up at 10290 on the build MSRP of 76420. And then I had the flexibility to decide BMWFS or other banks, so planning to go with lowest APR option. Changing gears, when we punched in the order the state was Order accepted and within few mins it changed to 112 Scheduled for production. Typically how much time does it take to go to 150 Production Started and to get a build week? |
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01-29-2020, 06:50 PM | #159 | ||
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Current BMWs - '21 M550i Bernina Grey/Black Nappa, '20 X5 sDrive40i xLine Alpine White/Coffee Extended Merino
Past BMWs - '20 740i, '20 X3M, '19 540i M-Sport, '19 440i GC M-Sport, '18 M3 Comp., '18 X5 sDrive35i, '18 340i, '17 X3 sDrive28i, '15 335i xDrive Sport Line, '14 428i Coupe |
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01-29-2020, 06:50 PM | #160 | |
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This is not finalized so I can decide to go with BOA or BMWFS on the day of. |
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01-29-2020, 08:31 PM | #161 | |
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01-31-2020, 09:00 AM | #162 |
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01-31-2020, 12:35 PM | #163 |
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Drives: ‘20 X5/M50i (ordered); &
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Yes, picked up yesterday and enjoying thus far. Stopped by detail shop to pick up supplies to clean next week (forecast in 60's) and by local BMW dealer to get cargo mat. Still acclimating to controls and loading in my driving preferences. Wife loves glass controls, trim (which she picked out), leather dash and massaging seats. Perhaps photos after all cleaned up.
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01-31-2020, 12:46 PM | #164 | |
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Current BMWs - '21 M550i Bernina Grey/Black Nappa, '20 X5 sDrive40i xLine Alpine White/Coffee Extended Merino
Past BMWs - '20 740i, '20 X3M, '19 540i M-Sport, '19 440i GC M-Sport, '18 M3 Comp., '18 X5 sDrive35i, '18 340i, '17 X3 sDrive28i, '15 335i xDrive Sport Line, '14 428i Coupe |
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01-31-2020, 01:02 PM | #165 | |
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01-31-2020, 04:39 PM | #167 | |
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01-31-2020, 04:54 PM | #168 | |
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Also it's far easier to text a person rather than going through 1-844 genius call flow to get an answer. It is cool. I like it. |
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02-01-2020, 08:10 AM | #169 | ||
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02-01-2020, 09:12 AM | #170 |
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I entered assembly today with a projected completion of Monday. Should I have a PCD date by now? Reached out to the dealer last week but he hasn't confirmed as of yet.
If it's too far out I may just run down to ATL and pick it up. |
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02-01-2020, 09:48 AM | #172 |
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02-01-2020, 10:46 AM | #173 |
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02-01-2020, 10:50 AM | #174 |
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Yes, congrats! Picked mine up yesterday and yes, there is lots to learn but that’s part of the fun!
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02-01-2020, 01:48 PM | #175 |
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I know where you are! Congrats!!!
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Current BMWs - '20 X5 xDrive40i M Sport, '20 BMW M550i | Past BMWs - '03 E39 540iT M Sport, '06 E53 4.8is, '11 E70 M Sport LCI
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