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      08-08-2019, 08:19 AM   #903
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Originally Posted by wtwo3 View Post
Just placed this order last night. Not the greatest deal in the world but I'm still happy with it. Took quite a bit of back and forth just to get to this point. Hopefully by time of delivery there will be some incentives I can apply to this thing. Also plan to sign up for BMW CCA rebate.

Chicagoland area
MSRP: $81,300
Discount: ($7,425)
Sell Price: $73,875 (9.2% discount)

You did very good. Congratulations. Good luck, be safe and enjoy.
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      08-08-2019, 10:15 AM   #904
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Quote:
Originally Posted by wtwo3 View Post
Just placed this order last night. Not the greatest deal in the world but I'm still happy with it. Took quite a bit of back and forth just to get to this point. Hopefully by time of delivery there will be some incentives I can apply to this thing. Also plan to sign up for BMW CCA rebate.

Chicagoland area
MSRP: $81,300
Discount: ($7,425)
Sell Price: $73,875 (9.2% discount)

36months/15k miles
$0 Down
7 MSD

$1,040/month

2020 X5 xDrive40i
X1B Ametrin Metallic
VAEW Ivory White Extended Merino Leather
ZDY Driving Assistance Professional Package
ZLS Luxury Seating Package
ZPX Executive Package
1SF 20" V-spoke wheels
2VR 2-axle air suspension
328 Aluminum Running Boards
4A2 Glass Controls
4HB Heated Front Seats Armrests & Steering Wheel
4HA Front and Rear Heated Seats
4WW Individual Fine Wood Ash Grain
3KA Acoustic Glass
688 Harmon Kardon surround sound system
Nice build and a great price! think I'm going to regret not getting air suspension.
I'm amazed at the discount in the Chicagoland area best I could do was around 6% discount in Central Florida dealers refuse to go lower then invoice:
Now the excitement and anxiety as you sit in queue and wait for your build and delivery!
Did you get a build week?
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      08-08-2019, 10:45 AM   #905
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Originally Posted by rayshelbygt View Post
Nice build and a great price! think I'm going to regret not getting air suspension.
I'm amazed at the discount in the Chicagoland area best I could do was around 6% discount in Central Florida dealers refuse to go lower then invoice:
Now the excitement and anxiety as you sit in queue and wait for your build and delivery!
Did you get a build week?

Thanks, yeah they started off at 3%, then the best I was getting was around 6% which is invoice. I ended up contacting 21 different dealerships and was actually surprised when this one got up to 9.2%. Had a few just voluntarily drop out of the running because I was asking for 10% right off the bat and they thought that was impossible.

No build week yet, sales guy should be emailing me with all the info sometime today.
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      08-08-2019, 11:07 AM   #906
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Originally Posted by Auricom View Post
It's a pretty good deal for a custom 2020 build. You could push for a 0.1 to 0.8% more but if it took a lot to get to 9.2 might not be worth the hassle.

Hopefully it arrives yours arrive in Sept and that there's more incentives than a very bleak August.
Thanks. Yeah at that point I just ran out of steam, it was getting late and I just wanted to get it done with.

Agreed August incentives were terrible/non-existent for the 2020, which is to be expected I guess. Hopefully they release something next month as 2019 inventory starts to diminish.
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      08-08-2019, 11:08 AM   #907
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Originally Posted by TurtleBoy View Post
You did very good. Congratulations. Good luck, be safe and enjoy.
Thanks!
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      08-08-2019, 03:58 PM   #908
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Quote:
Originally Posted by wtwo3 View Post
Just placed this order last night. Not the greatest deal in the world but I'm still happy with it. Took quite a bit of back and forth just to get to this point. Hopefully by time of delivery there will be some incentives I can apply to this thing. Also plan to sign up for BMW CCA rebate.

Chicagoland area
MSRP: $81,300
Discount: ($7,425)
Sell Price: $73,875 (9.2% discount)

36months/15k miles
$0 Down
7 MSD

$1,040/month

2020 X5 xDrive40i
X1B Ametrin Metallic
VAEW Ivory White Extended Merino Leather
ZDY Driving Assistance Professional Package
ZLS Luxury Seating Package
ZPX Executive Package
1SF 20" V-spoke wheels
2VR 2-axle air suspension
328 Aluminum Running Boards
4A2 Glass Controls
4HB Heated Front Seats Armrests & Steering Wheel
4HA Front and Rear Heated Seats
4WW Individual Fine Wood Ash Grain
3KA Acoustic Glass
688 Harmon Kardon surround sound system
Nice built. Do you know what the MF they put for a 9.2%? Enjoy the car!
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      08-08-2019, 05:38 PM   #909
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Originally Posted by kthankzbye View Post
Nice built. Do you know what the MF they put for a 9.2%? Enjoy the car!
I made them give me buy rate MF of 0.00145. With 7 MSD's it came out to 0.00110.
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      08-08-2019, 05:47 PM   #910
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Originally Posted by wtwo3 View Post
Quote:
Originally Posted by rayshelbygt View Post
Nice build and a great price! think I'm going to regret not getting air suspension.
I'm amazed at the discount in the Chicagoland area best I could do was around 6% discount in Central Florida dealers refuse to go lower then invoice:
Now the excitement and anxiety as you sit in queue and wait for your build and delivery!
Did you get a build week?

Thanks, yeah they started off at 3%, then the best I was getting was around 6% which is invoice. I ended up contacting 21 different dealerships and was actually surprised when this one got up to 9.2%. Had a few just voluntarily drop out of the running because I was asking for 10% right off the bat and they thought that was impossible.

No build week yet, sales guy should be emailing me with all the info sometime today.
Wow. 21 dealers!!! I didn't venture far away from my area. Tried 3 dealers and I'm already exhausted
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      08-08-2019, 06:33 PM   #911
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Originally Posted by bimmer1000 View Post
Wow. 21 dealers!!! I didn't venture far away from my area. Tried 3 dealers and I'm already exhausted
well to be fair, contacting 21 dealerships was just a half hour copy and paste session, so not quite as crazy as it sounds.

Then whichever dealerships responded over email I told them exactly what I was looking for. They would then either counter or simply drop out. So most of the negotiations were done before I ever stepped into a dealership. Ultimately a dealership just 40 minutes away from me offered the winning bid.
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      08-14-2019, 09:55 AM   #912
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hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
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      08-14-2019, 11:28 AM   #913
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Quote:
Originally Posted by ninajerseygirl View Post
hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
One thing to consider is that your custom order will most likely be a 2020 X5 whereas his in stock one is very likely to be a 2019. Since you're leasing that may not matter, but I would guess you could get a pretty good deal for a 2019 if the sales guy knows you know that the 2020s will be hitting the showroom floor any day now.
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      08-14-2019, 11:33 AM   #914
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Originally Posted by ninajerseygirl View Post
hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
A few things:

- 10% off a 2020 custom build with little to no negotiation is unbelievably amazing
- Multiple security deposits are almost always a good idea, just make sure it brings your money factor down to 0.00110
- The only thing you should be paying up front are fees and any applicable taxes (pretty minimal), first month's payment, and the security deposits
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      08-14-2019, 11:46 AM   #915
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Quote:
Originally Posted by VTENGR View Post
Quote:
Originally Posted by ninajerseygirl View Post
hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
One thing to consider is that your custom order will most likely be a 2020 X5 whereas his in stock one is very likely to be a 2019. Since you're leasing that may not matter, but I would guess you could get a pretty good deal for a 2019 if the sales guy knows you know that the 2020s will be hitting the showroom floor any day now.
I've never leased and always bought my own cars, but make sure it's in writing or you see the correct numbers. I got 10% off through BMWs military sales and didn't have to pay taxes (yet ), so if you got 10% AND rebates on a 2020, you got yourself one hell of a deal! Most people on the forum here average (from
What I've seen) 7-8%, this is the first time I've seen 10%! Hopefully he doesn't try to pull a fast one and say he meant 2019 not 2020!
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      08-14-2019, 01:48 PM   #916
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So according to this it looks like $1250 loyalty applies to 2020 too?

https://www.bmwusa.com/loyalty/x5.html
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      08-14-2019, 01:58 PM   #917
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Quote:
Originally Posted by ninajerseygirl View Post
hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
Either way you are getting a good deal so I would suggest putting the cost difference aside and get the vehicle you would like the most.

The MSDs will probably get you a return of 7+% which make them a good deal, I did 7 of them. Make sure you are getting the base MF to start with since many dealers try to mark it up.

It really depends on what you want to do as far as paying down. I paid all taxes and fees upfront but either way it is not much a of financial difference.
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      08-14-2019, 04:53 PM   #918
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Originally Posted by wtwo3 View Post
A few things:

- 10% off a 2020 custom build with little to no negotiation is unbelievably amazing
- Multiple security deposits are almost always a good idea, just make sure it brings your money factor down to 0.00110
- The only thing you should be paying up front are fees and any applicable taxes (pretty minimal), first month's payment, and the security deposits

so i just called to verify this with him and yes he said it would be 10% off a 2020 custom build (same deal he gave my friend when she ordered they ordered their x5) and the money factor is .00110.
If the X5 is not changing much and i could get a better deal. i think im going to go for 11% on a 2019 so i dont have to wait and extra month!
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      08-14-2019, 04:59 PM   #919
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Originally Posted by AlexTheGiant21 View Post
I've never leased and always bought my own cars, but make sure it's in writing or you see the correct numbers. I got 10% off through BMWs military sales and didn't have to pay taxes (yet ), so if you got 10% AND rebates on a 2020, you got yourself one hell of a deal! Most people on the forum here average (from
What I've seen) 7-8%, this is the first time I've seen 10%! Hopefully he doesn't try to pull a fast one and say he meant 2019 not 2020!
Hopefully not! always skeptical because of your what you hear but he seemed pretty upfront and honest sales person. I think i might go with the 11% on the one in stock he is holding for me. I dont know if i want to wait another month for it haha
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      08-14-2019, 05:17 PM   #920
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Originally Posted by ninajerseygirl View Post
Hopefully not! always skeptical because of your what you hear but he seemed pretty upfront and honest sales person. I think i might go with the 11% on the one in stock he is holding for me. I dont know if i want to wait another month for it haha
You most deff do NOT have to pay taxes and fees (first month, bank fee, dmv and doc fee) upfront.

You can roll all of them into your payment, just sign the contract and drive away.

Ive brokered numerous deals with BMW and other brands, dealers just want money upfront so they don't have to wait to be funded by the bank.

10% is good anyway you look at it. I would order it the way you want and call it a day. considering theres only a $1250 rebate and 58% residual, it wont get any worse.
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      08-14-2019, 10:06 PM   #921
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Hi, I'm looking to lease a 2020 X5 40i Only options I truly need are M sport package with the m sport brakes. With the 2019s, msrp is around 70. Can some point me in the direction of a dealer that would give me a great deal. Need 36/18k. Hoping to stay under $850
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      08-15-2019, 08:22 AM   #922
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Originally Posted by bwsteg View Post
Hi, I'm looking to lease a 2020 X5 40i Only options I truly need are M sport package with the m sport brakes. With the 2019s, msrp is around 70. Can some point me in the direction of a dealer that would give me a great deal. Need 36/18k. Hoping to stay under $850
Sending you quotes on few cars I have in stock
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      08-15-2019, 09:27 AM   #923
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Quote:
Originally Posted by ninajerseygirl View Post
hi!! so being that i am a woman, I usually like to bring my older brother or father with me when i buy a car, I just feel like dealers will take me more seriously BUT! this time i decided to go alone. I went to see a sales guy who was recommended to me by one of my co-workers. I was planning on ordering a new X5 but the sales guy said he had a similar one in stock, it was a little more expensive but i he could get me a better deal and i did not have to wait a month to get it. please let me know how i did, i want to make sure im getting a good deal before i tell my parents.
If i custom order it. 10% off window sticker price plus any bmw "rebates" I qualify for and if i do multiple security deposits i get 35 point off of the money factor (please let me know if this is a good or bad idea as well)
if i take one instock, same deal as order but 11% instead of 10%.
also, he said most people pay tax and fee's upfront. is that true?
please help me
10% on a 2020 order (plus incentives if you qualify) is a very good deal. I've locked my deal in at 10.5% off on an ordered 2020 plus 1250 loyalty incentive, making it effectively 12.1% off the msrp. Very happy with that on a first week build 2020 allocation with no additional negotiations needed.

Quote:
Originally Posted by VTENGR View Post
One thing to consider is that your custom order will most likely be a 2020 X5 whereas his in stock one is very likely to be a 2019. Since you're leasing that may not matter, but I would guess you could get a pretty good deal for a 2019 if the sales guy knows you know that the 2020s will be hitting the showroom floor any day now.
11% on a 2019 is not such a great deal at this point in time - the 2020's are not just 'coming in any day now', they're 'in'.

Quote:
Originally Posted by wtwo3 View Post
A few things:

- 10% off a 2020 custom build with little to no negotiation is unbelievably amazing
- Multiple security deposits are almost always a good idea, just make sure it brings your money factor down to 0.00110
- The only thing you should be paying up front are fees and any applicable taxes (pretty minimal), first month's payment, and the security deposits
Agreed, and that's the correct MF for full MSD's = .00110.
Taxes may or may not be minimal, depending on state of residency, and preference to pay up front or roll it in.

For me, there's no risk to paying them up front, as if something results in a total loss on the car, the net difference should come back to me. Why pay extra interest on the tax, is my take.

Quote:
Originally Posted by ninajerseygirl View Post
so i just called to verify this with him and yes he said it would be 10% off a 2020 custom build (same deal he gave my friend when she ordered they ordered their x5) and the money factor is .00110.
If the X5 is not changing much and i could get a better deal. i think im going to go for 11% on a 2019 so i dont have to wait and extra month!
There are some differences in options and dash selection to consider also. And, if you're going to get the premium pkg, there's some added features IIRC. It may not make any difference to you, but leather dash and alcantera headliner were more than enough to push me to 2020.

Quote:
Originally Posted by ninajerseygirl View Post
Hopefully not! always skeptical because of your what you hear but he seemed pretty upfront and honest sales person. I think i might go with the 11% on the one in stock he is holding for me. I dont know if i want to wait another month for it haha
Fully understand that! FWIW, people placing orders in the 7/15-7/25 window, through dealerships with confirmed allocations, are already seeing their cars. A month is about right, and 3 weeks or so is probably the best case scenario.

good luck!
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      08-15-2019, 09:38 AM   #924
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Originally Posted by BUYSELLFIL View Post
You would be best served contacting Pranav Gill the GM at BMW of Sudbury. Class act organization with the largest allocation in the northeast.
I work with local bmw centers, mostly due to location and delivery
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