[LDT]

Originally Posted by dcwjd

You got 10% off a 24 x5m comp?

Was it a MY ‘23?

[NJSlick]

Does anyone know the current APR offered by BMWFS?

[TurtleBoy]

Originally Posted by NJSlick

Does anyone know the current APR offered by BMWFS?

Buy rates:

[Gibson6594]

Originally Posted by TurtleBoy

Buy rates:

Hi Turtle, is this model dependent? My dealer told me rates on my x40i order are 60 month X 6.29% and 72 months X 6.79%.

[TurtleBoy]

Originally Posted by Gibson6594

Hi Turtle, is this model dependent? My dealer told me rates on my x40i order are 60 month X 6.29% and 72 months X 6.79%.

No, your dealer is marking them up 1%. Ask them to remove the markup and give you the buy rate. Keep in mind though, most dealers will not do that.

[Gibson6594]

Originally Posted by TurtleBoy

No, your dealer is marking them up 1%. Ask them to remove the markup and give you the buy rate. Keep in mind though, most dealers will not do that.

Thank you.

[TurtleBoy]

Originally Posted by Gibson6594

Thank you.

You're welcome. I don't know where you are in your process but if still negotiating then you will have a little more leverage especially if you shop your build around to other dealers and some of them don't mark it up.

[Gibson6594]

Originally Posted by TurtleBoy

You're welcome. I don't know where you are in your process but if still negotiating then you will have a little more leverage especially if you shop your build around to other dealers and some of them don't mark it up.

I haven't signed anything yet. The car is still being built. I've done preliminary negotiating before submitting the build, that's all so far.

[Lexus113]

Originally Posted by Gibson6594

I haven't signed anything yet. The car is still being built. I've done preliminary negotiating before submitting the build, that's all so far.

Yes I too was quoted 6.29%, put since my build is months away hopefully will get a lower interest rates as I told the dealership I want better than 6.29%.

[Kj560]

I am interested in ordering an x5 m60. Has anybody had luck ordering at discount in the New England area? MA/RI/ NH/ ME/ CT? I’ve only called 2 dealers so far but they both were at MSRP

[LDT]

Originally Posted by Gibson6594

Hi Turtle, is this model dependent? My dealer told me rates on my x40i order are 60 month X 6.29% and 72 months X 6.79%.

You can find better rates @ a variety of sources such as credit unions. NFCU is just one example.

[Gibson6594]

Originally Posted by LDT

You can find better rates @ a variety of sources such as credit unions. NFCU is just one example.

Thanks. I'm not military, but get your point. Although I assume if you don't finance with BMWFS, they will say they can't give me the same discount. So the move may be to take their (crappy) deal and then refinance with a credit union or the like.

[LDT]

Originally Posted by Gibson6594

Thanks. I'm not military, but get your point.

If an immediate family member is/was you can join even if that person is deceased. It takes a little work as you need to obtain form DD 214 which you can get from the national archives. And it qualifies you for the military discount. Check it out at navyfederal.org

[Gibson6594]

Originally Posted by LDT

If an immediate family member is/was you can join even if that person is deceased. It takes a little work as you need to obtain form DD 214 which you can get from the national archives. And it qualifies you for the military discount. Check it out at navyfederal.org

Interesting. My father served, but passed away many years ago.

[LDT]

Originally Posted by Gibson6594

Interesting. My father served, but passed away many years ago.

Same here. The form DD214 wasn’t used until after 1950 so if he was discharged prior to 1950 you can still get his official discharge certificate from the national archives. If another family member happens to have it….bonus.

[TurtleBoy]

Originally Posted by Gibson6594

Thanks. I'm not military, but get your point. Although I assume if you don't finance with BMWFS, they will say they can't give me the same discount. So the move may be to take their (crappy) deal and then refinance with a credit union or the like.

There are some cases of getting a better discount when financing with a dealer but usually it seems best to negotiate your discount without mentioning whether you are are financing with them or not. Actually even whether you are leasing or purchasing. Once you settle on a discount then you can look at the various incentives as well as the financing/leasing numbers. In some cases an incentive is only available if you finance with BMWFS.

[Gibson6594]

Originally Posted by TurtleBoy

There are some cases of getting a better discount when financing with a dealer but usually it seems best to negotiate your discount without mentioning whether you are are financing with them or not. Actually even whether you are leasing or purchasing. Once you settle on a discount then you can look at the various incentives as well as the financing/leasing numbers. In some cases an incentive is only available if you finance with BMWFS.

It's funny. When I bought my M3 in 2016, I was all about this process and knew all this minutia. As I've gotten older and advanced in my career, my concern has decreased and I haven't been as motivated to do all this again and just want to take the deal they are offering and move on. But you're completely correct in that being the best approach.

[Savvymarvy]

Please does anyone know what the increased top speed for X5/X6 M60i if you order the 22inch rims, the pricing guide says it would add 300 (space saver) and 840 (increased top speed limiter)

[TurtleBoy]

Originally Posted by Savvymarvy

Please do anyone know what the increased top speed for X5/X6 M60i if you order the 22inch rims, the pricing guide says it would add 300 (space saver) and 840 (increased top speed limiter)

155

[Savvymarvy]

Originally Posted by TurtleBoy

155

What was the regular speed 130? On an M? What?? Lol.


I thought it was 155 standard and 186 or something with the 840 . That’s crazy

[TurtleBoy]

Originally Posted by Savvymarvy

What was the regular speed 130? On an M? What?? Lol.


I thought it was 155 standard and 186 or something with the 840 . That’s crazy

Yes, 130 on all seasons.

[Savvymarvy]

Do heated and cooled cup holders come standard on the M60i?