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      06-29-2014, 10:28 PM   #1
cckc81
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Insurance

Hi,

I am wondering which insurance company do you go with?

I tried Allianz but they refused to insure my car because of the value of the accessories / options i have on my car.

Thanks!!
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      06-29-2014, 11:45 PM   #2
BenWM
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Try AAMI, they gave me a good price - $980 albeit with the highest excess, for my optioned M235i.
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      11-08-2014, 11:48 PM   #3
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I went with BMW's own insurance (underwritten by AAMI). Way cheaper than the more obvious insurers. Very surprised, but pleasantly so.
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      03-23-2015, 04:23 AM   #4
webbit
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AAMI has cheap premiums but the catch is you can NOT nominate your own repairer
Suncorp owns AAMI and they have set up their own repair centres. This all points to self regulation which is a bad thing. Good chance is that you wont get genuine parts and there will be repair rectifications down the line.
Always make sure your insurer enables you to choose your own repairer. Not all repair shops are equal.
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      03-23-2015, 05:08 AM   #5
david.orr
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Quote:
Originally Posted by webbit View Post
AAMI has cheap premiums but the catch is you can NOT nominate your own repairer
Suncorp owns AAMI and they have set up their own repair centres. This all points to self regulation which is a bad thing. Good chance is that you wont get genuine parts and there will be repair rectifications down the line.
Always make sure your insurer enables you to choose your own repairer. Not all repair shops are equal.
Fully agreed. AFAIK BMW is underwritten by Allianz not AAMI
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      03-23-2015, 12:37 PM   #6
webbit
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Quote:
Originally Posted by jaffa12 View Post
Fully agreed. AFAIK BMW is underwritten by Allianz not AAMI
Your right jaffa12
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      03-23-2015, 04:53 PM   #7
Jay_jay_m235
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I'm insuring with Youi when I get my car... cheapest by far and also 2 years new for old, genuine parts and preferred repairer.

Mind you there are only a few companies that will insure me due to my age.
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      03-23-2015, 08:30 PM   #8
capitalstar
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I went with the BMW/Alliance product, after shopping around. Alliance was the cheapest of the open market products, and when BMW ran the numbers it was no dearer to go through them to get a better policy. The regular Alliance policy doesn't have 3 yrs new for old, or choice of repairer, and it is more expensive to pay by the month (which isn't the case with the BMW product).
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      03-24-2015, 02:41 AM   #9
den525
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I'm insured with gio lifetime new for old. Agreed value 88k. Choice of repairer. In my area eastern suburbs sydney it's cheaper than even aami, youi, just car etc.
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      03-24-2015, 06:32 AM   #10
Jay_jay_m235
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Quote:
Originally Posted by den525 View Post
I'm insured with gio lifetime new for old. Agreed value 88k. Choice of repairer. In my area eastern suburbs sydney it's cheaper than even aami, youi, just car etc.
Thank you, I haven't tried them. I will look into it.
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      03-24-2015, 06:52 AM   #11
im_dave
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I went with RACV. Allianz, Shannons etc were >3k!
AAMI was cheapest but as aforementioned, no choice of repairer!
Youi was only marginally cheaper than RACV, so went with the more reputable company.
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      03-25-2015, 04:58 AM   #12
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Anyone tried Budget Direct? I just insured my 125i M sport that i picked up yesterday with them....cheapest by a long shot and I can nominate my repairer, which is important to me
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